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PayPal: PayPal Credit reviews

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4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103330)

Service is easy to use, add peace of mind.

5
Service is easy to use, add peace of mind. Used the spread over 3 payments service and all went ahead as fiscrivwd. Can’t fault it Reviewed on: 11th April 2026
Grant L's avatar
Grant L

Been using PayPal for over 3 years and I've never ha...

5
Been using PayPal for over 3 years and I've never had a problem Reviewed on: 11th April 2026
MB's avatar
MB

Easy and safe to use and has helped me make purchase...

5
Easy and safe to use and has helped me make purchases over time Reviewed on: 11th April 2026
Shelley H's avatar
Shelley H

Very versatile and easy to use especially with the d...

5
Very versatile and easy to use especially with the digital card Reviewed on: 11th April 2026
Silvana L's avatar
Silvana L

A lot of the credit related services are confusing a...

2
A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

Amazing!!

5
Very helpful and definitely money for value Reviewed on: 11th April 2026
Hannah G's avatar
Hannah G

I have never had a problem using PayPal credit or Pa...

5
I have never had a problem using PayPal credit or PayPal plus. Its fast safe and efficient a very easy way to pay. I have been with PayPal for quite a few years and it's always been easy to use. The monthly payment plan is great for bigger purchases with no interest brilliant. Reviewed on: 11th April 2026
Elizabeth 's avatar
Elizabeth

Excellent service.

5
Excellent service. For 3 in one payouts Reviewed on: 11th April 2026
LisaMarie 's avatar
LisaMarie

Great communication at all turns.

5
Great communication at all turns. Very pleased with the PayPal Plus initiative Reviewed on: 11th April 2026
Paul S's avatar
Paul S

PayPal is very good to receive money and send money...

5
PayPal is very good to receive money and send money to ur account, they do wanders on using there credit, very good I will surely recommend it to family and friends Reviewed on: 11th April 2026
Owolabi dada's avatar
Owolabi dada

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