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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147103)

The PayPal app was easy to use to set up a direct de...

The PayPal app was easy to use to set up a direct debit and the stress excepted was non existent. A* Reviewed on: 9th May 2026

Brought plenty through PayPal no complaints at all e...

Brought plenty through PayPal no complaints at all excellent Reviewed on: 9th May 2026

I been using PayPal for so many years it’s easy to p...

I been using PayPal for so many years it’s easy to pay and easy to use Reviewed on: 9th May 2026

Quick and easy to use the card is accepted in lots o...

Quick and easy to use the card is accepted in lots of places Reviewed on: 9th May 2026

It’s been very good and consistent

It’s been very good and consistent Reviewed on: 9th May 2026

Carefree option

Easy to use and available at many online stores. Navigation of site and making early payments is fuss free. Reviewed on: 9th May 2026

Customer service is amazing and the PayPal credit ha...

Customer service is amazing and the PayPal credit has really help me out as a single mom Reviewed on: 9th May 2026

Flexible Payments Made Easy

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and I like how easy it is to spread the cost of larger purchases when needed. The PayPal app makes it simple to keep track of payments, balances, and due dates, which helps me stay organised and avoid missing anything. What I appreciate most is the flexibility and convenience, especially when shopping online with stores that already support PayPal checkout. It’s been reliable, easy to manage, and useful for budgeting bigger expenses over time. Overall, it’s become a payment option I regularly trust and use. Reviewed on: 9th May 2026

been great and supports always good as well

been great and supports always good as well Reviewed on: 9th May 2026

Really easy to use I went to Poland and pay for my e...

Really easy to use I went to Poland and pay for my expensive and did have single issue Reviewed on: 9th May 2026

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