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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147149 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147149)

Easy to use and app is clear and concise

Easy to use and app is clear and concise Reviewed on: 9th May 2026

Convenience and accessibility

I’ve been using PayPal credit for a couple of years now; and I particularly recommend the 4 month buy now pay later at 0% interest. Reviewed on: 9th May 2026

Easy to use, great service.

Easy to use, great service. So much easier than apps by major banks. Reviewed on: 9th May 2026

Less stress

PayPal has eased my worry around money as I know I have longer to pay things off Reviewed on: 9th May 2026

No complaints, helps me out massively

No complaints, helps me out massively Reviewed on: 9th May 2026

It’s reliable and very efficient

It’s reliable and very efficient Reviewed on: 9th May 2026

Customer friendly

Easy to use，nice customer service Reviewed on: 9th May 2026

Have used for many years without fault

Have used PayPal for some yrs and never had any issues. Would highly recomended them to anyone who wants a safe secure method of send money ,Also I use PayPal credit which is fantastic as long as you stay in your credit limit Reviewed on: 9th May 2026

Easy to use

Quick payments, easy to use, paypal credit card, safe, good rates Reviewed on: 9th May 2026

Been with PayPal over 20 years!

Been with PayPal over 20 years! Ive been using PayPal credit for last couple of years and it’s been great.. so handy! Interest rates are great and I’d recommend to anyone that’s thinking about signing up go for it!! Reviewed on: 9th May 2026

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