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PayPal: PayPal Credit reviews

4.90
Based on 103,374 reviews, last reviewed 10th May 2026
2423800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026
William D's avatar
William D

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026
Lyndsey 's avatar
Lyndsey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103375)

Its very good im a new customer and I'm enjoying the...

5
Its very good im a new customer and I'm enjoying the user friendly app and everything detailed for in easy layout Reviewed on: 11th April 2026

Paypal friendly, helpful and excellent

5
Paypal friendly and helpful services simce I have been with them Reviewed on: 11th April 2026

Used PayPal for years

5
Used PayPal for years now, can't fault them! Reviewed on: 11th April 2026

It’s been wonderful using PayPal over the years, ver...

5
It’s been wonderful using PayPal over the years, very trustworthy and easy to use and reliable. Reviewed on: 11th April 2026

PayPal offer 4 months interest free on purchase over...

5
PayPal offer 4 months interest free on purchase over £99. This is very useful when money is tight Reviewed on: 11th April 2026

Decent service -works as expected and for me safe an...

5
Decent service -works as expected and for me safe and secure. Reviewed on: 11th April 2026

Easy to use and flexible payments

5
I’m very satisfied with PayPal. I really like the option to pay in 3 instalments, it genuinely helps people spread the cost without any interest. It’s simple, convenient and very useful. Reviewed on: 11th April 2026

everything works well and it's very handy.

5
everything works well and it's very handy. no worries and everything is taking care of Reviewed on: 11th April 2026

Review is above window.

5
Whenever I’ve had a problem with a supplier and gone through PayPal to contact them it has been resolved. Couple of times I’ve rang over something and had good customer service friendly and efficient. Being able to split payments is a big help also. Reviewed on: 11th April 2026

Nice secure way of making purchases, like the 0% for...

5
Nice secure way of making purchases, like the 0% for 4 months Reviewed on: 11th April 2026

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