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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

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4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103417)

Never had an issue with using PayPal.

Never had an issue with using PayPal. I use it all the time. Reviewed on: 11th April 2026

Great service all round, incredibly easy to set up a...

Great service all round, incredibly easy to set up and use. Having a card is also really handy to help cover purchses when out and about. Having a little extra back up as and when needed has so far been a massive help, espeicially in these expensive times we're in! Reviewed on: 11th April 2026

PayPal make applying for credit very easy

PayPal make applying for credit very easy Reviewed on: 11th April 2026

Nice and easy to use.

Nice and easy to use. Makes transactions so easy Reviewed on: 11th April 2026

Very useful service

I’ve been using PayPal Credit for a while now, and it’s been really convenient when I want extra flexibility with payments. I like how simple it is to manage everything through my account, and it makes spreading out bigger purchases feel easier. it’s been a good tool for staying in control of my spending while still having that extra support when I need it. Reviewed on: 11th April 2026

Shopping with my PayPal

I could manage all my shopping though the PayPal without any problem. Reviewed on: 11th April 2026

I really like it!

PayPal credit makes shopping so much easier. The customer service is always really helpful if I have any issues. I don’t often need refunds for things but I can’t think of anytime I’ve been denied one. The APR isn’t great but it’s still good for those times when I need to make a larger purchase. Reviewed on: 11th April 2026

Helped me understand about a purchase

I had a issue with a purchase and you help me understand what had happened Reviewed on: 11th April 2026

Great, but

Great, but a more clear explanation of what happens after the 0% offer expires and how to pay off individual parts would be nice as It was not exactly easy to find that information. Reviewed on: 11th April 2026

Doesn’t work always and rely as a main source of pay...

Doesn’t work always and rely as a main source of payment Reviewed on: 11th April 2026

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