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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147213 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147214)

Always when you need it.

Always when you need it. I was struggling whit money just before my girlfriend birthday but PayPal was here. Easily best place to look for some help in critical situations. Reviewed on: 9th May 2026

My number one

PayPal is always my go to payment method as I trust it and feel safe using it more than anything else Reviewed on: 9th May 2026

Actionable

Great, customer services have been good. Access to the credit as been great as well. Reviewed on: 9th May 2026

The app is very easy to use with regular emails abou...

The app is very easy to use with regular emails about payment dates etc. Reviewed on: 9th May 2026

Extremely easy to use and convenient.

Extremely easy to use and convenient. The option to pay interest free for 4 months for purchases over £99 can be invaluable in the current high cost of living environment Reviewed on: 9th May 2026

I find paypal very good but there could be improvements

I find paypal very good but its hard to talk to a human for help when needed Reviewed on: 9th May 2026

I heard about them because they protect the data for...

I heard about them because they protect the data for the beneficiary Reviewed on: 9th May 2026

Easy to use

Easy to use. Very helpful and never have any issues Reviewed on: 9th May 2026

Very useful tool and provides lots of options

Very useful tool and provides lots of options Reviewed on: 9th May 2026

I experienced with people was a very good

I have very good experience with people I tried before like sometime we can’t do it straight with the things of people help me so I have very good experience. I give To PayPal services five star it helps I have good experience Reviewed on: 9th May 2026

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