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PayPal: PayPal Credit reviews

4.90
Based on 103,461 reviews, last reviewed 10th May 2026
2427850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with paypal My experience with paypal has been great no issues Reviewed on: 10th May 2026
Dale Tennyson's avatar
Dale Tennyson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103461)

You can't go wrong with using Paypal

5
I've been with paypal since 2014 and whenever it comes to online purchases it has never let me down. I always lookout for a paypal option during a purchase. I feel confident that my card details are safe and secure and I would 100% trust the purchase process using paypal. PayPal credit is a bonus on top it gives you the chance to shop online and also pay it back later. Reviewed on: 11th April 2026

Always found that using my PayPal account for all my...

5
Always found that using my PayPal account for all my purchases was an easy experience. Dealing with purchases online that use PayPal for payment of goods you know these are trustworthy suppliers. PayPal pay in three is a good option for purchases. And PayPal credit can help spread the cost for larger purchases. Well done PayPal . Reviewed on: 11th April 2026

Ease of use

5
Easy to use, self explanatory. Limit could be increased instead of reduced. Reviewed on: 11th April 2026

Customer centred service

5
Great customer service, customer focussed and trustworthy Reviewed on: 11th April 2026

Happy with my experience.

4
Happy with my experience. No problems Reviewed on: 11th April 2026

Fantastic app

5
Everything you need in an app all on one place and also have great multiple options Reviewed on: 11th April 2026

Very good just don’t charge people straight away whe...

4
Very good just don’t charge people straight away when payment is late you have to check why first. Reviewed on: 11th April 2026

I have always found paypal to be perfect in bridging...

5
I have always found paypal to be perfect in bridging the gap between having to look for my bank card & making an instant payment simply by logging in, always greatful - thanks. Reviewed on: 11th April 2026

PayPal offers me flexible payments for my purchases

5
PayPal offers me flexible payments for my purchases and this has helped me when am not financially buoyant enough. I always believe my transactions are secured with PayPal. Reviewed on: 11th April 2026

Helder costa very good

5
I am extremely satisfied with this experience and hope I can be helpful with the information. Reviewed on: 11th April 2026

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