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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147256)

A useful service but can be a bit tricky when using...

4
A useful service but can be a bit tricky when using direct dibits Reviewed on: 9th May 2026

PayPal credit is excellent!

5
PayPal credit is excellent! The team are helpful and it is very easy to understand! Reviewed on: 9th May 2026

Using PayPal has been an excellent for me both recei...

5
Using PayPal has been an excellent for me both receiving and sending funds and I also I have the privilege to get accepted a PayPal credit which I use to get things done in case of emergency Reviewed on: 9th May 2026

Great way to pay for extra added protection

5
Great way to pay for extra added protection Reviewed on: 9th May 2026

Ease of use via the app and consistent decision buil...

5
Ease of use via the app and consistent decision build a great experience Reviewed on: 9th May 2026

Paypal have offered credit when I needed to buy a ne...

5
Paypal have offered credit when I needed to buy a new laptop. They remind me I would less interest if I were able to make larger payments. I like that Reviewed on: 9th May 2026

Payments

5
Kept well informed with Payments, easy to follow layout of transactions Reviewed on: 9th May 2026

The usage of PayPal credit is spot on.

5
The usage of PayPal credit is spot on. Reviewed on: 9th May 2026

Used PayPal many times and recommend to friends and...

5
Used PayPal many times and recommend to friends and family, always helpful when needed to sort issues with purchases or refunds from company's. Reviewed on: 9th May 2026

I have Never had any probem with PayPal and have bee...

5
I have Never had any probem with PayPal and have been using it for years Reviewed on: 9th May 2026

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