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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103499)

Great customer protection on purchases, and I like t...

5
Great customer protection on purchases, and I like the option of paying purchases off early. Reviewed on: 11th April 2026
Harvey 's avatar
Harvey

Simply the best

5
I used on many occasions PayPal credit it’s brilliant, so easy to use Reviewed on: 11th April 2026
bratjuzeff Nakrewka's avatar
bratjuzeff Nakrewka

PayPal is a very safe site and I do not have a probl...

5
PayPal is a very safe site and I do not have a problem with anything I get and if I do, they sort it out promptly Reviewed on: 11th April 2026
Carol b's avatar
Carol b

Thanks for all customers service very good I recommend

5
Thanks for all customers service very good I recommend Reviewed on: 11th April 2026
Maher Maher's avatar
Maher Maher

Great option

5
Provides a very useful payment option without having to open a bank account. Great to be able to use it for online payments or get the card for other use outside of the Internet or PayPal only places as well Reviewed on: 11th April 2026
katy farlie's avatar
katy farlie

Satisfieing and very helpful.

5
Satisfieing and very helpful. I will recommend it for my friends and family. Reviewed on: 11th April 2026
Chinedu O's avatar
Chinedu O

Excited being more than 20 years with paypal

5
I have been using paypal more than 20 years and their service is excellent and payment are more secure than any other methods of payments. Reviewed on: 11th April 2026
Anonymous's avatar
Anonymous

Great for extra purchases

5
Great for extra purchase handy to have in these harder times , loving my debit card too with rewards Reviewed on: 11th April 2026
Carmel V's avatar
Carmel V

I’ve used PayPal for years now and it’s been good fo...

5
I’ve used PayPal for years now and it’s been good for making payments in a range of situations Reviewed on: 11th April 2026
Aisha's avatar
Aisha

Easy and safe to use

5
Quick, easy and safe process to use PayPal. I earn the point from my shopping everyday. It's very good to have 4 months offer to pav back. It is the huge difference from using credit card from normal bank Reviewed on: 11th April 2026
Aurora's avatar
Aurora

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