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PayPal: PayPal Credit reviews

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4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103545)

I use PayPal regularly and love its ease of use and...

5
I use PayPal regularly and love its ease of use and bnpl and spreading the cost of a large item really helps in the current economic climate Reviewed on: 12th April 2026
Lesley Broadhead's avatar
Lesley Broadhead

Always good and straight to the point

5
Always good and straight to the point Reviewed on: 12th April 2026
M saleem's avatar
M saleem

Easy application process and access to money

5
Easy application process and access to money Reviewed on: 12th April 2026
Wilson C's avatar
Wilson C

I use PayPal Credit regularly - it’s a great way to...

5
I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one go! Reviewed on: 12th April 2026
Fiorenza Plinio's avatar
Fiorenza Plinio

A sure secure way to pay!

5
Have loved using PayPal for the security and peace of mind it gives me. I know my money is secure from fraudulent traders. Reviewed on: 12th April 2026
JJE 's avatar
JJE

The activation process is simple and quick..

5
The activation process is simple and quick – you often receive a credit decision in just minutes, without complicated formalities. Everything is clear and hassle-free. I recommend it. Reviewed on: 12th April 2026
Jaro Z's avatar
Jaro Z

This is us with him in my hat lol voice hates his pi...

5
This is us with him in my hat lol voice hates his picture taken. Put me in niqab please withe the caption option 2 Reviewed on: 12th April 2026
Cheryl Huda's avatar
Cheryl Huda

Lovely, reliable service , great application

5
Lovely, reliable service , great application Reviewed on: 12th April 2026
Sly O's avatar
Sly O

Good just getting better and good Experience with P...

5
Good just getting better and good Experience with PayPal Reviewed on: 12th April 2026
Amirouche a's avatar
Amirouche a

I have had many years of PayPal Credit

5
I have had many years of PayPal Credit and it works great with 4 months free interest no one else can beat that. And customer service is excellent with very friendly knowledgeable people. Reviewed on: 12th April 2026
Michael L's avatar
Michael L

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