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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147283 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147284)

Excellent service and help. Excellent value for credit.

On the rare occasion that I have required assistance with a purchase PayPal have always helped to resolve any issues. There 4 months interest free credit is excellent value for money. Reviewed on: 9th May 2026

Superb service and excellent app

Easy to navigate app, brilliant customer service when I could not reset my password this was easily explained to me over the phone and I managed to get it sorted Reviewed on: 9th May 2026

I use PayPal for most of my online purchases

I use PayPal for most of my online purchases as I can shop worry free. They offer a great variety of services like pay in 3 which has been a lifesaver for any un planned necessary purchases Reviewed on: 9th May 2026

Their customer services is fantastic and answer the...

Their customer services is fantastic and answer the phone immediately, and paying off the Credit is incredibly simple. No issues experienced when using PayPal Credit, super easy to user and understand, and can be used on such a large range of websites. Reviewed on: 9th May 2026

Secure payments with time to pay

PayPal offer a secure payment method, accepted by many vendors, and options for credit. Reviewed on: 9th May 2026

Easy & Clear Credit system

A straight forward and easily understood credit system. App is excellent and traceability is easy Reviewed on: 9th May 2026

It’s soo easy to manage payments

It’s soo easy to manage payments Reviewed on: 9th May 2026

Easy to use and understand, easy to pay and setup di...

Easy to use and understand, easy to pay and setup direct debits Reviewed on: 9th May 2026

A useful service but can be a bit tricky when using...

A useful service but can be a bit tricky when using direct dibits Reviewed on: 9th May 2026

PayPal credit is excellent!

PayPal credit is excellent! The team are helpful and it is very easy to understand! Reviewed on: 9th May 2026

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