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PayPal: PayPal Credit reviews

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4.90
Based on 103,575 reviews, last reviewed 10th May 2026
2433150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always a life saver PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026
Naz's avatar
Naz

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103575)

Simple & Easy

5
Easy to use - can see instantly what you have spent & keep track of expenses . Paypal App also easy to understand Reviewed on: 12th April 2026
Jackie's avatar
Jackie

I am using PayPal credit and it’s accepting every lo...

5
I am using PayPal credit and it’s accepting every local shops. Good discount I am getting beast to use this in online transaction Reviewed on: 12th April 2026
Uday V's avatar
Uday V

Always a quick easy experience managing my finances

5
Always a quick easy experience managing my finances Reviewed on: 12th April 2026
Wilks's avatar
Wilks

Very easy to use app

5
Very easy to use app. I love the flexibility of paying back Reviewed on: 12th April 2026
Kate O's avatar
Kate O

Living made easy with PayPal

5
Since the use of PayPal. My confidence in getting what I want with peace and the aspect of flexible payment. My life would have been more organised if I had started earlier Reviewed on: 12th April 2026
Ifedolapo D's avatar
Ifedolapo D

PayPal experience

5
I have used Paypal for many years. A easy and good way to pay. I use pay pal credit,and I’ve never had a problem . Pay in 3 steps is a great idea. I trust PayPal to sort any problems I may have, only had one problem, over a return payment, which PayPal help sorted. PayPal is brilliant Reviewed on: 12th April 2026
Christine's avatar
Christine

Easy to pay fir items and spread the cost

5
Easy to pay fir items and spread the cost Reviewed on: 12th April 2026
An's avatar
An

Easy to use step by step instructions

5
Easy to use step by step instructions Reviewed on: 12th April 2026
Samantha E's avatar
Samantha E

Very usefull service.

5
Very usefull service.so quick and easy to use.o like that when making purchase don't have to give personal details as pay pal deal with this Reviewed on: 12th April 2026
Jd's avatar
Jd

With PayPal it’s always smooth transaction it very e...

5
With PayPal it’s always smooth transaction it very easy to get through my payment process. Reviewed on: 12th April 2026
Zerry o's avatar
Zerry o

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