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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147348)

PayPal PayPal credit and PayPal pay in 3 are great

5
PayPal PayPal credit and PayPal pay in 3 are great Reviewed on: 9th May 2026

Always helpful and trustworthy been using PayPal for...

5
Always helpful and trustworthy been using PayPal for many years Reviewed on: 9th May 2026

Very handy in times of difficulty

5
Very handy in times of difficulty Reviewed on: 9th May 2026

Small support

5
Always use when it's need, good service Reviewed on: 9th May 2026

Easy to Use and Convenient

5
My experience with PayPal Credit has been very positive. It was straightforward to set up, easy to use for purchases, and the payment options are clear and manageable. The account is simple to track online, and it has been a convenient way to spread costs when needed. Reviewed on: 9th May 2026

User friendly system so easy to use and helpful

5
User friendly system so easy to use and helpful Reviewed on: 9th May 2026

Easy and quick pricess

5
I bought iPhone and the process by PayPal was extremely simple and quick. Love to do shopping by PayPal. Reviewed on: 9th May 2026

Using paypal for credit and online shopping makes me...

5
Using paypal for credit and online shopping makes me feel very safe and secure Reviewed on: 9th May 2026

It is quick, simple to use, gives you all you need i...

5
It is quick, simple to use, gives you all you need in one go and super safe to use. Reviewed on: 9th May 2026

Easy to use.

5
Easy to use. Smart customer service Reviewed on: 9th May 2026

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