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PayPal: PayPal Credit reviews

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4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

PayPal is always my preferred payment option when ma...

5
PayPal is always my preferred payment option when making online purchases. I like the security and the availability to pay in 4 Reviewed on: 12th April 2026
Rob R's avatar
Rob R

Stay safe with PayPal

5
Excellent facility I use it for all my online shopping and transfers. I have the peace of mind know I am backed with PayPal security, any problems with retailers PayPal sort it out immediately. I also stay safe online by transferring money using PayPal to family and friends Reviewed on: 12th April 2026
Jacqueline 's avatar
Jacqueline

Great great

5
Easy safe way to pay. No fuss purchasing. Chat reply time could do to be more speedy. Nothing else to say really sorry, this is a bit demanding for a review and is putting me off giving you one. Even controlling the tittle i want to give Reviewed on: 12th April 2026
Mrs G's avatar
Mrs G

I use PayPal for everything.

5
I use PayPal for everything. I know it’s safer and also is just the best Reviewed on: 12th April 2026
Chelsie M's avatar
Chelsie M

I found PayPal Credit very easy to use from the start.

5
I found PayPal Credit very easy to use from the start. The application process was straightforward and quick, and I got a decision without any complications. It’s very convenient when making online purchases, especially when you need a bit of flexibility with payments. Everything is clear in the app, and managing payments is simple. Overall, a smooth and helpful experience so far. Reviewed on: 12th April 2026
Bola Mina's avatar
Bola Mina

Very easy and affordable when I want to shop

5
Very easy and affordable when I want to shop Reviewed on: 12th April 2026
Iqra's avatar
Iqra

It's a brilliant way to buy what you want and spread...

5
It's a brilliant way to buy what you want and spread the costs Reviewed on: 12th April 2026
Elkie p's avatar
Elkie p

Called regarding a refund, speedy and accurate respo...

5
Called regarding a refund, speedy and accurate responses Reviewed on: 12th April 2026
Ashlee L's avatar
Ashlee L

Easy to use.

5
Easy to use. Instant payments and UI easy to understand. Reviewed on: 12th April 2026
Phil Eastwood's avatar
Phil Eastwood

Very easy to use and offers good financial options

5
Very easy to use and offers good financial options Reviewed on: 12th April 2026
Etonfields's avatar
Etonfields

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