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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147435 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147436)

PayPal - one stop shop

It’s been convenient for shopping and purchasing online which can sometimes feel unsafe. I feel like Paypal is secure Reviewed on: 9th May 2026

I love the fact that Paypal can get your money back...

I love the fact that Paypal can get your money back if you have an issue with your purchases Reviewed on: 9th May 2026

Unique and convenient

PayPal is unique in that if i come across any that doesn't support any of my card's, 99.99 % of site's i can use PayPal. Reviewed on: 9th May 2026

Ive been using pay pal for many years always been br...

Ive been using pay pal for many years always been brilliant , I’ve never had any issues with any service they provide . I use pay pay pal credit , it’s awesome would defo recommend Reviewed on: 9th May 2026

Good company, i have had zero problems since i join...

Good company, i have had zero problems since i join a few years ago Reviewed on: 9th May 2026

I find PayPal a good secure payment service!

I find PayPal a good secure payment service! Very helpful and good when things don’t go as planned or expected. Reviewed on: 9th May 2026

Very good experience

Very good experience easy to use Reviewed on: 9th May 2026

Too quick to charge £12 for late payments.

Too quick to charge £12 for late payments. Sometimes losing a card means that the replacement is not ready in time for payments Reviewed on: 9th May 2026

Good experience, enabled me to purchase a few items...

Good experience, enabled me to purchase a few items needed for work Reviewed on: 9th May 2026

Confidence in security.

As an ‘oldie’ in my sixties, it’s great to know I can be shopping online with confidence in the security of my financial transactions. Although my son initially set up my account as he was worried I would be prey to scammers and he knew I wasn’t techy, I find PayPal easy to use and is always my preferred option. Reviewed on: 9th May 2026

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