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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147520)

Using PayPal Service

5
Never had a bad experience. Very happy at the moment. Reviewed on: 10th May 2026

Very good service and easy to use.

5
Very good service and easy to use. The application process was quick and clear, and customer support was helpful whenever I needed assistance. Reviewed on: 10th May 2026

Very easy to understand and very easy to use.

5
Very easy to understand and very easy to use. Reviewed on: 10th May 2026

For as long as I have owned the PayPal account I’ve...

5
For as long as I have owned the PayPal account I’ve nothing but good experiences being able to transfer and receive money with ease it literally amazing and would one hundred percent recommend to a family or friend keep it up PayPal Reviewed on: 10th May 2026

An amazing ease of pay method that gives you the fre...

5
An amazing ease of pay method that gives you the freedom of paying an amount fully in 4, interest free installments (for purchases above £99) overall managing my finances with PayPal credit has been made 10 times easier Reviewed on: 10th May 2026

Lovely experience & easy to use and save //

5
Lovely experience + easy to use and save // Reviewed on: 10th May 2026

They're always helpful and sort things out for you i...

5
They're always helpful and sort things out for you in a polite professional manner. I like the fact you can pay the amount you want to clear your balance. Reviewed on: 10th May 2026

excellent and receiving refund any concerns that I m...

4
excellent and receiving refund any concerns that I may have purchased I made online Reviewed on: 10th May 2026

I use paypal all the time

5
I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always easy to use. Reviewed on: 10th May 2026

Best handling and credibility very good

5
Best handling and credibility very good Reviewed on: 10th May 2026

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