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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147588)

Great absolutely fantastic service

5
Great absolutely fantastic service Reviewed on: 10th May 2026

So easy to use

4
I love how easy it is to send and receive payments, keep track of purchases and order shipments. I would prefer to have a way to see which of the PayPal credit purchases have been paid off and how much is left for each purchase Reviewed on: 10th May 2026

No issues at all all enquiries dealt with if needed...

5
No issues at all all enquiries dealt with if needed very efficient Reviewed on: 10th May 2026

PayPal is fine and widely accepted but the rewards a...

4
PayPal is fine and widely accepted but the rewards are pretty weak and hard to attain Reviewed on: 10th May 2026

PayPal Gives you options on how to pay as payment pl...

5
PayPal Gives you options on how to pay as payment plans are available. Reviewed on: 10th May 2026

It's always easy and simple to use paypal for everyd...

5
It's always easy and simple to use paypal for everyday shoping. Reviewed on: 10th May 2026

I love PayPal, so helpful and safe.

5
I love PayPal, so helpful and safe. Very good credit company. Never any problems Reviewed on: 10th May 2026

Very Good

5
No issues and everything works well to my satisfaction Reviewed on: 10th May 2026

Great, I have recommended to many people

5
I have used paypal for 5+ years, it is reliable, they have great rates and allow 4 months at 0% on credit. When I have encountered a previous issue customer service fixed it within the day! more and more online sites are now accepting paypal too! Reviewed on: 10th May 2026

Paypal is great

5
Paypal is a great payment method Reviewed on: 10th May 2026

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