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PayPal: PayPal Credit reviews

4.90
Based on 103,800 reviews, last reviewed 10th May 2026
2443800% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026
Anitha 's avatar
Anitha

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103800)

pleasant easy transaction very usefull asset a con...

5
pleasant easy transaction very usefull asset a conveniet way to treceive and make payments with fast access to funds when required ! brillant to have Reviewed on: 12th April 2026

when i need some help paypal there to help thank...

5
when i need some help paypal there to help thank you Reviewed on: 12th April 2026

Very good experience

5
Very good experience ,I’m very happy about service Reviewed on: 12th April 2026

For someone my age it is esay to work and to use my...

5
For someone my age it is esay to work and to use my PC or mobile,thanks for that.getting a refound is also esay. Reviewed on: 12th April 2026

PayPal my Flexible Buddy

5
I halve found the Pay in three enables me to spread the cost of high priced purchases which is so reassuring as a woman with a single income. Pay Pal credit is flexible payments and a buffer for me to afford purchases. Reviewed on: 12th April 2026

Easy to use

5
Very easy to apply for and use for any purchases paypal has always been solid. Reviewed on: 12th April 2026

customer service.

4
A few good customer service. Some incorrect information depending upon the area the customer service number called. The London customer service is always polite and helpful professionalism with accurate information. Reviewed on: 12th April 2026

Excellent service from paypal always good replies to...

5
Excellent service from paypal always good replies to any queries Reviewed on: 12th April 2026

Easy to use and very helpful and quick when resolvin...

5
Easy to use and very helpful and quick when resolving problems Reviewed on: 12th April 2026

Paypal has always been a safe way to pay for all sor...

5
Paypal has always been a safe way to pay for all sorts of things. I like the flexibility in pay in 3 and credit. Fantastically flexible and easy Reviewed on: 12th April 2026

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