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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147681 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147681)

Never had any problems with my PayPal account, makes...

Never had any problems with my PayPal account, makes purchases super easy Reviewed on: 10th May 2026

Great way to buy with time to pay.

Great way to buy with time to pay. Increases amount of credit when you pay back on time Reviewed on: 10th May 2026

Brilliant

Excellent service and very secure Reviewed on: 10th May 2026

Never had any issues, any payment disputes, they are...

Never had any issues, any payment disputes, they are quick to sort and action. Fantastic service Reviewed on: 10th May 2026

fast and reliable,but a little more needs to be done...

fast and reliable,but a little more needs to be done to explain decline reasons Reviewed on: 10th May 2026

I've been scammed before and PayPal couldn't help me...

I've been scammed before and PayPal couldn't help me out Reviewed on: 10th May 2026

Added security

It gives me added security every time I use PayPal and I also like the pay on three. Reviewed on: 10th May 2026

I always feel safe when I can make purchases via Pay...

I always feel safe when I can make purchases via PayPal as it comes with added security and it gives me a safety net with the buy now and pay in 3, and I love the new credit card feature and that fact that I can now use on my online wallet makes things so much more convenient Reviewed on: 10th May 2026

Pretty good.

Pretty good. Planning to use it more. Worried a bit about security. Reviewed on: 10th May 2026

I think I have nothing to explain it is good to used...

I think I have nothing to explain it is good to used if you needed for . Reviewed on: 10th May 2026

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