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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103825 reviews)

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4.90

Based on 103,825 reviews, last reviewed 10th May 2026

2444850% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103825)

PayPal has been my security when I shop online where...

PayPal has been my backbone when I shop online where you don’t have an idea about the person you are dealing with. It gives me the additional security that if anything goes wrong, I will be able to get my money back. Reviewed on: 12th April 2026

Easy transactions and quick process

Easy transactions and quick nice to have all transactions in one place Reviewed on: 12th April 2026

The credit application was easy to complete.

The credit application was easy to complete. The credit limit was set at a sensible starting point. I found the whole experience as positive one, and very useful. Reviewed on: 12th April 2026

my personal view

its quick , its easy, if things go wrong they sort it. plus they track delivery. Reviewed on: 12th April 2026

love how i can get 4 months credit on pretty much an...

love how i can get 4 months credit on pretty much anything i want to buy - love the flexible repayment options Reviewed on: 12th April 2026

Good service, easy to use, good App

Good service, easy to use, good App Reviewed on: 12th April 2026

PayPal Credit has been a convenient and flexible

PayPal Credit has been a convenient and flexible financing option for my online purchases. The approval process was quick and straightforward, and I appreciate the interest-free promotional periods that often appear on larger orders. Managing my account through the PayPal app is seamless, with clear statements and easy payment scheduling. While the standard interest rate can be high if you miss the promo window, responsible use makes it a valuable tool for spreading out payments without hassle. Overall, I’m satisfied with the service and would recommend it for occasional larger purchases. Reviewed on: 12th April 2026

Convenient PayPal

Always convenient and ease of use Very flexible Reviewed on: 12th April 2026

Always helpful and so easy to use.

Always helpful and so easy to use. Available on most online sites. Reviewed on: 12th April 2026

PayPal Credit Review

I enjoy using PayPal credit and like the option to pay in interest free instalments. I would be good if PayPal could offer more rewards when using the credit card and options to increase credit based on usage and repayments. Overall its a great service. Reviewed on: 12th April 2026

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