Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (147734)

Very good customer service and easy to send and rece...

5
Very good customer service and easy to send and receive money. Reviewed on: 10th May 2026
Michael 's avatar
Michael

PayPal is great!

5
PayPal is great, helps spread the cost and easy to use and understand. Reviewed on: 10th May 2026
Maria's avatar
Maria

Easy to use.

5
Easy to use. I don’t have much else to say Reviewed on: 10th May 2026
Marc 's avatar
Marc

Easy to use.

5
Easy to use. App is great and all transactions are clear and fully listed. Just in case you don't recognise which is a bonus. Reviewed on: 10th May 2026
Patsy L's avatar
Patsy L

It's hard to fine the area where you can contact t...

5
It's hard to fine there area where you can contact them, and talking to person not a computer would be great! And making it easier for the customer to call them or contact them in other ways would also be appreciated Reviewed on: 10th May 2026
Da's avatar
Da

Paypal have helped me several times when i never rec...

5
Paypal have helped me several times when i never recieved my items. Reviewed on: 10th May 2026
Kevin w's avatar
Kevin w

Impressive service

5
In the few times I have had to dispute a payment, I was provided excellent service and the disputes were resolved swiftly and fairly, I would definitely recommend and have already been doing so. Reviewed on: 10th May 2026
Andrea S's avatar
Andrea S

Always easy to use.

5
Always easy to use. Always on the end of the phone is you need them. The app is great and you always know where you are with your finances. Reviewed on: 10th May 2026
Nick 's avatar
Nick

Accessibility

4
Easily accessible when making quick payments especially to different countries. Reviewed on: 10th May 2026
Raymond Patcha 's avatar
Raymond Patcha

Best financial account I have.

5
I had a recent dispute about a payment. PayPal very quickly resolved this for me. Excellent customer service, better than I have experienced in my other financial memberships. Unbeatable interest rates in the PayPal credit scheme. Reviewed on: 10th May 2026
AllyF's avatar
AllyF

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79005 reviews
    PayPal

  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill