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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

Perfect for online shopping

5
I’ve used PayPal for over 12years and never disappointed Reviewed on: 10th May 2026

Easy to use no hassle, simple pay back system

5
Easy to use no hassle, simple pay back system Reviewed on: 10th May 2026

Quick easy to make and receive payments

5
Quick easy to make and receive payments Reviewed on: 10th May 2026

I use PayPal all the time it’s so easy to use.

5
I use PayPal all the time it’s so easy to use. Reviewed on: 10th May 2026

I've been using PayPal for years, I've always been v...

5
I've been using PayPal for years, I've always been very happy with the service provided, the convenience ease and security has always been very reassuring. More and more retailers now accept pp and pp credit, making it my go-to method of payment. Reviewed on: 10th May 2026

Never had any issues with PayPal itself, and PayPal...

5
Never had any issues with PayPal itself, and PayPal have been good when I've needed help with a purchase. Reviewed on: 10th May 2026

Happy shopper

5
Everything is always straitforward Reviewed on: 10th May 2026

Good service, happy with customer service

5
Good service, happy with customer service Reviewed on: 10th May 2026

For most part, I've always had a good experience.

5
For most part, I've always had a good experience. Reviewed on: 10th May 2026

No issues all good.

5
No issues all good. Easy to use. Friendly communication if you should need. Reviewed on: 10th May 2026

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