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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147808)

PayPal is easy to access with intuitive controls.

5
PayPal is easy to access with intuitive controls. Quick transfers to most countries and banks. I aso like the app experience and the fact that over time as you build trust certain perks can be earned. Reviewed on: 10th May 2026

Easy to use

5
Easy to use and there when it's needed. Convenient for making online payment and is accepted on the majority of webstores. The appales it even more convenient for keeping track and making payments. Reviewed on: 10th May 2026

I recently joined PayPal credit and had a query I ca...

5
I recently joined PayPal credit and had a query I called the teams and they instantly helped me out and put my worries at ease Reviewed on: 10th May 2026

Great service.

5
Great service.Very handy to use and helpful customer service Reviewed on: 10th May 2026

PayPal credit is one of the best financing platforms

5
PayPal credit is one of the best among the financing platforms. When it comes to convenience, interest rates, and repayment flexibility, PayPal is second to none. Simply love it. Reviewed on: 10th May 2026

I have never had an issue with PayPal.

5
I have never had an issue with PayPal. Have used them for years and always perfect. Highly recommended. Reviewed on: 10th May 2026

Useful tool for making online payments.

5
Useful tool for making online payments. Credit options are very useful too. Reviewed on: 10th May 2026

Easy to use, secure payments and can see all activit...

5
Easy to use, secure payments and can see all activity on the app. Reviewed on: 10th May 2026

Excellent customer service and always there to help

5
Excellent customer service and always there to help Reviewed on: 10th May 2026

I have been using PayPal on pay in 3 and credit and...

5
I have been using PayPal on pay in 3 and credit and so far I strongly recommend Reviewed on: 10th May 2026

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