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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

Easy to use, very convenient.

Easy to use, very convenient. Monthly payments are easy to pay and interest is relatively low Reviewed on: 10th May 2026

It has been a great experience experience and I’ve b...

It has been a great experience experience and I’ve been able to take my family on amazing holidays without worrying about payment! Reviewed on: 10th May 2026

Great Customer Service

Customers are kept up to date with regular statement's for purchases & pay in three plan's. In calling customer services I spoke with a person and not an AI bot who was very helpful and helped resolve my query quickly. Reviewed on: 10th May 2026

Love PayPal

Everything I do with PayPal always runs smoothly. I now use it wherever I can as I believe it’s one of the safest ways of shopping online Reviewed on: 10th May 2026

Brilliant service security.

Quick response yo queries and easy to contact. They provide flexibility snd value for money. Strongly recommend. Reviewed on: 10th May 2026

I have found the app to be easy to use, can keep on...

I have found the app to be easy to use, can keep on track with payments. Happy lots of companies accept paypal making purchases dramatically free Reviewed on: 10th May 2026

Easy , safe and very handy payment tool.

Easy , safe and very handy payment tool. I love that this is a payment method is available on so many sites Reviewed on: 10th May 2026

Paypal in 3

I like being able to split my purchase into interest-free payments with PayPal. Reviewed on: 10th May 2026

Excellent service

Easy to use feels very safe excellent customer service Reviewed on: 10th May 2026

PayPal Credit is easy to manage and use!

Managing PayPal Credit is easy to do on the app and there is little to criticise about. It is a robust, secure process to use and seamless for the seller - the only comment is that making a payment to it can take a few days and can cause a bit of confusion. Reviewed on: 10th May 2026

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