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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Super Convenient

The easiest way to purchase andmost convenient,,better than using a credit card. Reviewed on: 10th May 2026

Helps to stretch my buying power soI can still spend...

Helps to stretch my buying power soI can still spend the same amount but managed to buy more items now. Reviewed on: 10th May 2026

Make payment digitally convenient is the way to go a...

Make payment digitally convenient is the way to go and PayPal does it! Reviewed on: 10th May 2026

Very good experience.

Very good experience. I wold recommend Reviewed on: 10th May 2026

Excellent service providingt work keep it up

Excellent service to the customers Reviewed on: 10th May 2026

The PayPal credit 4month offer is just what a credit...

The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/10 Reviewed on: 10th May 2026

All actions are fast and secure.

All actions are fast and secure. Always, it looks like to have an excellent back up plan for payment.This help me a lot to plan in advance and save money on the expenses. Reviewed on: 10th May 2026

I thought I would give it go, the only thing is you...

I thought I would give it go, the only thing is you forgot that if you don't pay it of the interest amount up and in the end your paying more than you thought. So if you do want to get. paypal credit don't go mad buy one or two things pay them off then go for your next item. Reviewed on: 10th May 2026

Easy to use, very convenient.

Easy to use, very convenient. Monthly payments are easy to pay and interest is relatively low Reviewed on: 10th May 2026

It has been a great experience experience and I’ve b...

It has been a great experience experience and I’ve been able to take my family on amazing holidays without worrying about payment! Reviewed on: 10th May 2026

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