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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103903 reviews)

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4.90

Based on 103,903 reviews, last reviewed 11th May 2026

2448350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103903)

Had to contact customer service and got sorted strai...

Had to contact customer service and got sorted straight away Reviewed on: 12th April 2026

its quick and easy to use brilliant service use all...

its quick and easy to use brilliant service use all the time Reviewed on: 12th April 2026

Safe and secure shopping.

Safe and secure shopping. Debit and credit cards are very useful and helpful. Easy to use and manage. Customer service is excellent. Reviewed on: 12th April 2026

Really handy way to spread the costs of payments

Really handy way to spread the costs of “investment” purchases. Very easy to setup and the app is very helpful to keep on top of payments. Reviewed on: 12th April 2026

Everything is fine is working perfectly for me

Everything is fine is working perfectly for me Reviewed on: 12th April 2026

Paypal is my go to conveniant. way to pay

PayPal credit it and easy to use. Comes in very handy for those Larger purchases . Clear statements which are easy to read. Being able to spread the payments helps with budgeting and enables me to buy those bargains before they disappear from the shelves. Use PayPal for most of my shopping on line. I would certainly recommend. Reviewed on: 12th April 2026

PayPal credit is a quick and easy way to pay for items

PayPal credit is a quick and easy way to pay for items online. I have used it for 10+ years. I was hacked once but the PayPal team helped sort my account with no issues. Reviewed on: 12th April 2026

Always helpful customer advisors - normally can answ...

Always helpful customer advisors - normally can answer questions quickly. Never had an issue with paypal; Reviewed on: 12th April 2026

Excellent easy to use, really helps when purchasing...

Excellent easy to use, really helps when purchasing bigger items means you can afford to buy it, Direct debit set up wirh low paymebts so easy ti manage Reviewed on: 12th April 2026

Member for ages I trust papal with all my transactio...

Member for ages I trust papal with all my transactions as I am covered and feel safe to make any purchase weither home or international transaction paypal got me covered. Reviewed on: 12th April 2026

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