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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103950)

Very good always reliable well used all round for an...

5
Very good always reliable well used all round for anything Reviewed on: 12th April 2026
Matthew 's avatar
Matthew

Good to pay with

4
Simple as long as you pay bill off each month so you don't get charged interest Reviewed on: 12th April 2026
Scott's avatar
Scott

PayPal for all my purchases.

5
Will not buy anything on line without paying for it with PayPal as I know that I have the protection if anything should go wrong. Any problems at all and the resolution centre is there to help. Reviewed on: 12th April 2026
Janet E's avatar
Janet E

Great company to deal with and excellent customer se...

5
Great company to deal with and excellent customer service. Have used there services for many years and they have always proved to be excellent. Reviewed on: 12th April 2026
T.Mc's avatar
T.Mc

In fact, I'm very happy with PayPal.

5
In fact, I'm very happy with PayPal. I always pay through PayPal whenever possible. If I run into any problems, I can always count on them to help me with a failed transaction. However, I recently encountered uninformed customer service. Reviewed on: 12th April 2026
Tomasz G's avatar
Tomasz G

A must have for all money solutions.

5
I have been using paypal since 2010. An absolute gem when it comes to paying, receiving of all money matters. Its a secure way of paying on all platforms. I have introuduce more than 3 people because I belief in it. Only down side is the have not increased my credit for a long time as other credit cards when they see you are running your carf very well. Reviewed on: 12th April 2026
BT's avatar
BT

User friendly friendly.

5
I find PayPal credit very useful and user friendly. Everything is very clear on the app and you can quickly check your status and outgoings. Reviewed on: 12th April 2026
EC's avatar
EC

Great overall experience with pay pal would definite...

5
Great overall experience with pay pal would definitely recommend to anybody wanting to use this for finance Reviewed on: 12th April 2026
Laura Kerkhoff's avatar
Laura Kerkhoff

Possibilites to spread the purchase in to instalment...

5
Possibilites to spread the purchase in to instalments ,variaty of options Reviewed on: 12th April 2026
MON's avatar
MON

Easy to setup, manage and pay!

5
Easy to setup, manage and pay. If the ability to manage individual transactions is added, it'll be icing on top of the cake. For instance when I put multiple items, I only get to see the total monthly payable and have no idea how the payment is split into each transaction category rather it is applied generally to the entire balance. This is something that very already does really well but of course PayPal has its own perks. Reviewed on: 12th April 2026
I Malik's avatar
I Malik

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