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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103985 reviews)

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4.90

Based on 103,985 reviews, last reviewed 11th May 2026

2452100% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103985)

Easy and quick to use.

Easy and quick to use. Easy to navigate the site. Reviewed on: 12th April 2026

Very good service.

Very good service. Always quick answer ing on all questions Reviewed on: 12th April 2026

Always happy too help, understands when you have bee...

Always happy too help, understands when you have been miss sold items I. E when you get charged monthly and not realise a recurring con. Always quick too solve issues been with PayPal for 15+ years and I would recommend them for there service. Reviewed on: 12th April 2026

Have to have it

Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026

When I need credit my first thought is Paypal Credit.

I use Paypal whenever I can because that way no-one gets to know my bank account details or card details, number 1. Whenever I want to spread the cost of something I am purchasing my first choice is Paypal credit because it is so easy to set up and provided the repayment is settled by the due date there is 0% interest. There are various options too depending on your choice eg pay in 3 or spread a larger amount over 4 months. Either way it is 0% interest as long as you settle by the due date! It's so easy, so secure and so reliable without revealing your bank account details or debit or credit card details to anyone other than Paypal. Reviewed on: 12th April 2026

Always there when I need it.

Always there when I need it. For online shopping and now physically as well. What more you want? Reviewed on: 12th April 2026

Easy, safe and handy tools for transactions.

Easy, safe and handy tools for transactions. 0% interest is excellent value for money specially without any arrangement fees. Reviewed on: 12th April 2026

I always use PayPal credit it’s easy to use and safe .

I always use PayPal credit it’s easy to use and safe . makes big purchases easier to pay over time Reviewed on: 12th April 2026

Good overall.

Good overall. Easy to use app and acted for me with a fraudulent transaction Reviewed on: 12th April 2026

Nothing but good

Never had a bad experiance fast and easy way of paying Reviewed on: 12th April 2026

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