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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104032 reviews)

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4.90

Based on 104,032 reviews, last reviewed 11th May 2026

2454300% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104032)

Paypal is very good, and helps a lot

Paypal is very good, and helps a lot Reviewed on: 12th April 2026

Easy to use safe and secure

Easy to use safe and secure. Easy to use app and I’m confident that data secure Reviewed on: 12th April 2026

Happy PayPal customer.

I've been a PayPal Credit customer since I applied and I'm very pleased with the service. From the start, I received an 18-month 0% interest offer, which has been extremely flexible and helpful for my purchases. I always pay my balances on time, have never had any issues, and have had a great experience overall. Highly recommend if you manage your payments responsibly! Reviewed on: 12th April 2026

I love using PayPal as its easy way of paying online.

I love using PayPal as its easy way of paying online. I like the pay in 3 option, so I can split payments. Never had any problem. Reviewed on: 12th April 2026

Helped me get through family Christmas using the 0%...

Helped me get through family Christmas using the 0% offer. I paid off what I owed in 4 months with no charge and was thrilled by the customer service team. Reviewed on: 12th April 2026

I had open an account with couple of clicks.

I had open an account with couple of clicks. The card came quite quickly. Very ease to use and is quite safe to use it as well. Didn’t have any problem whatsoever so far as I didn’t have to call customer service. I strongly recommend it! Reviewed on: 12th April 2026

Great service and facilities.

Great service and facilities that make use straight forward Reviewed on: 12th April 2026

Reliable

I have had no issues . Reliable easy to use . Customer service is always supportive and friendly. Reviewed on: 12th April 2026

So easy to order anything online

So easy to order anything online by using PayPal no messing about filling in details and sharing bank details. I also have it connected to EBay which is really useful. Reviewed on: 12th April 2026

Safest place to use online

I have been using Paypal since 2000. I have never flet safe to do any transaction online only through Paypal. I had in the past few issues and paypal were always helpful Reviewed on: 12th April 2026

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