Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147895)

The PayPal credit 4month offer is just what a credit...

The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/10 Reviewed on: 10th May 2026

All actions are fast and secure.

All actions are fast and secure. Always, it looks like to have an excellent back up plan for payment.This help me a lot to plan in advance and save money on the expenses. Reviewed on: 10th May 2026

I thought I would give it go, the only thing is you...

I thought I would give it go, the only thing is you forgot that if you don't pay it of the interest amount up and in the end your paying more than you thought. So if you do want to get. paypal credit don't go mad buy one or two things pay them off then go for your next item. Reviewed on: 10th May 2026

Easy to use, very convenient.

Easy to use, very convenient. Monthly payments are easy to pay and interest is relatively low Reviewed on: 10th May 2026

It has been a great experience experience and I’ve b...

It has been a great experience experience and I’ve been able to take my family on amazing holidays without worrying about payment! Reviewed on: 10th May 2026

Great Customer Service

Customers are kept up to date with regular statement's for purchases & pay in three plan's. In calling customer services I spoke with a person and not an AI bot who was very helpful and helped resolve my query quickly. Reviewed on: 10th May 2026

Love PayPal

Everything I do with PayPal always runs smoothly. I now use it wherever I can as I believe it’s one of the safest ways of shopping online Reviewed on: 10th May 2026

Brilliant service security.

Quick response yo queries and easy to contact. They provide flexibility snd value for money. Strongly recommend. Reviewed on: 10th May 2026

I have found the app to be easy to use, can keep on...

I have found the app to be easy to use, can keep on track with payments. Happy lots of companies accept paypal making purchases dramatically free Reviewed on: 10th May 2026

Easy , safe and very handy payment tool.

Easy , safe and very handy payment tool. I love that this is a payment method is available on so many sites Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79113 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub