Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,103 reviews, last reviewed 11th May 2026
2457650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast and trustworthy using is simple and not co... Very fast and trustworthy using is simple and not complicated Reviewed on: 11th May 2026
Arturas V's avatar
Arturas V

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104103)

My preferred way to pay

5
My preferred way to pay ,im always looking for pay pal options to spread the cost and avoid interest rates. Reviewed on: 12th April 2026
Joanna P's avatar
Joanna P

Never had any issues with getting credit from PayPal.

5
Never had any issues with getting credit from PayPal. It definitely helps spread the cost, I’m glad they introduced it as a service. Reviewed on: 12th April 2026
David 's avatar
David

PAYPAL credit with card is amazing!!

5
PAYPAL credit wit card is amazing!! Slick and easy to use, I was set up with card in 7 days! Easy to see all payments, choice of minimal payment, or however much you want to pay. Total control, thanks paypal. Highly recommended to all!! Reviewed on: 12th April 2026
Jon B's avatar
Jon B

Excellent service provider

5
I have been using PayPal for over a decade now and I have never had any bad experience only good experiences Reviewed on: 12th April 2026
Mrs C's avatar
Mrs C

Paypal great service

5
Paypal to me is great service it helps me by buying items on online and use a payment plans to pay back in time Reviewed on: 12th April 2026
Paul S's avatar
Paul S

20years of being a happy user

5
Have been a PayPal customer for 20years, very happy with my products and solving issues with customer service if needed. Reviewed on: 12th April 2026
Lenka L's avatar
Lenka L

PAYpal security & customer service brilliant.

5
As allready state somewhere else I am using PAYpal for more tha 2 decades and in one sticky situation they manage to retrive my payment of hundreds to a company which did not wanted to accept a return because they goods was faulty, good news for a pensioner Reviewed on: 12th April 2026
Eufemio E's avatar
Eufemio E

Simplicity

5
So simple to use and most services accept PayPal. I like that’s there’s access to my current account, credit and BNPL Reviewed on: 12th April 2026
Victoria D's avatar
Victoria D

PayPal makes it easy to receive payments for my cont...

5
PayPal makes it easy to receive payments for my content. Reviewed on: 12th April 2026
Pius A's avatar
Pius A

Why even bother with a Credit Card anymore.

5
PayPal credit and PayPal Pay in 3 is great at to pay for those larger purchases that you can’t afford in one hit. Plus the added bonus of the buyer guarantee makes it a no-brainer. Why even Bother with a Credit Card anymore. I now use PayPal where ever it’s accepted. Great service thanks guys. Reviewed on: 12th April 2026
Martin D's avatar
Martin D

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill