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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,156 reviews, last reviewed 11th May 2026
2460050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026
Mary J's avatar
Mary J

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104156)

PayPal is a great way to pay for items.

5
PayPal is a great way to pay for items. With its flexible pay in 3. It helps make expensive things more affordable. Reviewed on: 13th April 2026
NJ's avatar
NJ

Excellent experience and good service

5
Excellent experience and good service Reviewed on: 13th April 2026
Bhanu vijay's avatar
Bhanu vijay

I feel secure making purchases online with PayPal.

5
I feel secure making purchases online with PayPal. If an online company doesn't accept PayPal, I don't buy anything from them! PayPal deals with refunds and disputes quickly and easily. Reviewed on: 13th April 2026
Stephanie C's avatar
Stephanie C

PayPal excellent service nice talking person

5
PayPal excellent service nice talking person Reviewed on: 12th April 2026
SHAHZAD A's avatar
SHAHZAD A

PayPal has been exceptional.

5
PayPal has been exceptional. I have never had any issues while using their services. Each year they continue to do more to help their customers, I am truly honoured to be using their services and would recommend this to other people. Reviewed on: 12th April 2026
Abdul K's avatar
Abdul K

Found it very helpful and manageable, however don’t...

5
Found it very helpful and manageable, however don’t know why my limit hasn’t been increased Reviewed on: 12th April 2026
Conor 's avatar
Conor

Excellent platform

5
I have been using PayPal for several years, and will definitely continue to use this modern and revolutionary service. As a commercial service, PayPal offers a personalised shopping experience. The platform is safe and secure considering the extensive measures to prevent fraud, and vigorous checks to protect personal information. Highly recommended service for everyone to sit back and relax and enjoy the excellent services provided by PayPal. Reviewed on: 12th April 2026
F M's avatar
F M

It’s very fast, reliable and secure

5
It’s very fast, reliable and secure Reviewed on: 12th April 2026
Sali Slk's avatar
Sali Slk

The standout feature remains the 0% interest for 4 m...

5
The standout feature remains the 0% interest for 4 months on any purchase over £99. For disciplined spenders, this is essentially a free short-term loan that can be used repeatedly, not just as a one-off intro offer. Reviewed on: 12th April 2026
Jolene's avatar
Jolene

A holding hand when bigger steps are needed

5
The application system is seamless and the t&c clear. Com's is timely and relevant, as well as notifications. Reviewed on: 12th April 2026
DavidM's avatar
DavidM

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