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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

Paypal flexibility

Paypal has given me flexibility with everyday purchases to pay now or later which is important in this climate Reviewed on: 10th May 2026

The services is not excellent, they were days I paid...

The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Easy to use excellent service

Easy to use and excellent service Reviewed on: 10th May 2026

l find paypal easy to use.

l find paypal easy to use.Their app is easy to navagate and understand. Reviewed on: 10th May 2026

Excellent service and help is easy if your require any

Anything I need to purchase I know this is a safe way to and easy to manage Reviewed on: 10th May 2026

It makes my life easier shopping online and at sup...

It makes my life easier shopping online and at supermarkets and shops. Reviewed on: 10th May 2026

Very good experience in particular with pay 3 paymen...

Very good experience in particular with pay 3 payments, which makes it very affordable for customers. Reviewed on: 10th May 2026

Anytime I’ve had any problems customer service has b...

Anytime I’ve had any problems customer service has been very helpful Reviewed on: 10th May 2026

Very practical and easy!

Very practical and easy!! Make things easy when buying and safe too. Reviewed on: 10th May 2026

Very easy to use and the period of no interest for l...

Very easy to use and the period of no interest for larger purchases is very handy. Reviewed on: 10th May 2026

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