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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,207 reviews, last reviewed 11th May 2026
2462500% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Intrest free deals... There's always deals on for interest free payment on there, I think it great Reviewed on: 11th May 2026
Logan P's avatar
Logan P

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104207)

So easy to use, makes life a lot easier!

5
So easy to use, makes life a lot easier! Reviewed on: 13th April 2026
Hugh 's avatar
Hugh

Great and simple.

5
Great and simple. The application is quick and it is accepted everywhere Reviewed on: 13th April 2026
Jose's avatar
Jose

Always used paypal with online transactions.

5
Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026
Farhad A's avatar
Farhad A

Extremely poor service

1
Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

tried to contact many times about a virtual card

4
tried to contact many times about a virtual card and the issue has never been resolved. call centres appear dispersed across many non native english speaking countries Reviewed on: 13th April 2026
James's avatar
James

The easy way to pay

5
Easy fast just when you need it and can’t be bothered with applying for a loan Reviewed on: 13th April 2026
Philip B's avatar
Philip B

PayPal is easy to ise

5
I’ve used all the services PayPal offers there simple to use and make managing your money easier Reviewed on: 13th April 2026
Jessie P's avatar
Jessie P

I tried to send money for christmas to my nieces in...

4
I tried to send money for christmas to my nieces in australia. My sister's account was subsequently frozen because of me!. I wasnt informed. They never got the money. I had to investigate and was refunded a fair time later. ... apart from that it is ok... but wouldnt recommend for international payments Reviewed on: 13th April 2026
Eileen C's avatar
Eileen C

I absolutely love the flexibility of PayPal credit a...

5
I absolutely love the flexibility of PayPal credit and pay in 3. They both offer excellent no interest options when you want to speed the cost. Customer service is amazing and all staff are polite, friendly and professional and help you in every way. I am so happy to be a customer of Paypal. Reviewed on: 13th April 2026
Fiona S's avatar
Fiona S

Because the interest rate is very good

5
Because the interest rate is very good Reviewed on: 13th April 2026
Aro's avatar
Aro

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