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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147981)

Simply but effective method of payment with the best...

Simply but effective method of payment with the best available system in place to file complaints or to receive a refund should anything go wrong with the purchase such as non receipt or receiving a faulty item or product. Reviewed on: 10th May 2026

I have not had to contact customer services so canno...

I have not had to contact customer services so cannot comment Reviewed on: 10th May 2026

Interest rate is good, simple and easy to use

Interest rate is good, simple and easy to use Reviewed on: 10th May 2026

Excellent product so easy to use

excellent product and so easy to use Reviewed on: 10th May 2026

Easy to use

Easy to use app , helps to spread payments Reviewed on: 10th May 2026

Customer service isn't very good, they definitely ne...

Customer service isn't very good, they definitely need to work harder to keep the customer happy. They take too long to make decisions, and I've had issues in the past where they have sided with the seller and not myself as a buyer, even after ive showed them evidence of the buyer being at fault. Reviewed on: 10th May 2026

Easy to use best for my

Easy to use best for my good good Reviewed on: 10th May 2026

The lake of payment details on my bank statement mak...

The lake of payment details on my bank statement make reconsiling my bank statement a nightmare and risks my stopping using PayPal. Reviewed on: 10th May 2026

All good no problems at all would recomend

All good no problems at all would recomend Reviewed on: 10th May 2026

PayPal is simply the best!

I use PayPal Credit regularly for spreading the cost of travel for my many trips to compete globally in Hyrox competitions. It is an easy, safe and reliable payment method, with friendly and helpful customer service. Reviewed on: 10th May 2026

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