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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

Interest free period

Paypal credit gives and allows flexibility on purchases as it relates to interest free period Reviewed on: 10th May 2026

It is the easiest way to pay faster avoiding delay f...

It is the easiest way to pay faster avoiding delay filling card details and also avoid the real danger to get scammed. Reviewed on: 10th May 2026

I find PayPal and PayPal credit to be a godsend when...

I find PayPal and PayPal credit to be a godsend when it comes to managing my finances. So so useful! Reviewed on: 10th May 2026

Never any issues.

Never any issues. Fast service and easy to make additional payments Reviewed on: 10th May 2026

Fantastic, easy to use service

Easy to use. Lots of options. Easy to pay Reviewed on: 10th May 2026

Absolutely fantastic.

Absolutely fantastic. First class experience Reviewed on: 10th May 2026

The Easy and secure way to pay for goods and also i...

The Easy and secure way to pay for goods and also insurance protecting your transaction. Reviewed on: 10th May 2026

PayPal credit or installments

PayPal is my go to thing when paying for things online, I can receive and send money easy to friends and family, also split my bill into 3 payments or use my PayPal credit to pay for larger items. Reviewed on: 10th May 2026

My experience with PayPal has been outstanding from...

My experience with PayPal has been outstanding from start to finish. The platform makes sending and receiving money incredibly simple, fast, and secure. Whether I’m shopping online, paying for services, or transferring funds to friends and family, everything works smoothly and reliably every time. One of the things PayPal does exceptionally well is providing peace of mind. Their buyer protection and strong security features make online payments feel safe and trustworthy. I also appreciate how widely accepted PayPal is across websites and businesses, which makes checkout quick and convenient without needing to repeatedly enter card details. The app and website are both easy to navigate, with a clean design that makes managing transactions effortless. Transfers are quick, notifications are clear, and customer support has been responsive whenever I’ve needed assistance. Overall, PayPal has become an essential part of my online transactions because of its convenience, reliability, and security. I would highly recommend it to anyone looking for a dependable digital payment service. Reviewed on: 10th May 2026

Clear and Easy!

PayPal Credit has been easy and straightforward to use/apply for. It is well organised with good accessibility. Reviewed on: 10th May 2026

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