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PayPal: PayPal Credit reviews

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4.90
Based on 104,268 reviews, last reviewed 11th May 2026
2465450% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple easy to use ,payment mechanism works for me Simple easy to use ,payment mechanism works for me Reviewed on: 11th May 2026
Terry C's avatar
Terry C

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104268)

Brilliant .

5
I have only been with Paypal Credit for a short while But it was so easy to set up . payments straight out of a direct debit set up .very handy if you need something you can pay for in instalments / Lots of shops ,department stroes and of course ebay where you can purchase and pay later . I would recommend anyone to join . Thank you Reviewed on: 13th April 2026
Pam's avatar
Pam

Interest free for months on purchases over £99.

5
Interest free for months on purchases over £99. What’s not to like. Reviewed on: 13th April 2026
Cliff B's avatar
Cliff B

So easy to use and convenient having the app

5
So easy to use and convenient having the app Reviewed on: 13th April 2026
Jacqueline 's avatar
Jacqueline

Been with PayPal for a long time now aways happy to...

5
Been with PayPal for a long time now aways happy to help and assist you when needed. Professional company that you can trust. Reviewed on: 13th April 2026
Andrew 's avatar
Andrew

Easist credit company in my 50 years

5
A no quibble money returns. Simple direct debit system. Prompt, regular payment reminders. All easy no fuss or worry for me. Reviewed on: 13th April 2026
DAVID R's avatar
DAVID R

Brilliant way to pay

5
It's brilliant, it allows me to purchase things and pay later, I can buy things I would not normally I can spoil my grandchildren it's vaule for money if I need something urgent It allows me various option how to pay Reviewed on: 13th April 2026
Julie Atherton's avatar
Julie Atherton

Generally great experience with helpful support staf...

5
Generally great experience with helpful support staff when something goes wrong. The services provided by PayPal are flexible and a great way to allow the user choice when it comes to purchases. Reviewed on: 13th April 2026
Ste S's avatar
Ste S

Exelent service and quick and easy

5
Exelent service and quick and easy Reviewed on: 13th April 2026
David t's avatar
David t

I was long time with PayPal is good service for...

5
I was long time with PayPal is good service for me Reviewed on: 13th April 2026
Marek 's avatar
Marek

Good experience

5
Good experience, decision is prompt, no endless questions or paperwork. Reviewed on: 13th April 2026
Pea's avatar
Pea

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