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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

Very happy using PayPal if i have any issues it was...

Very happy using PayPal if i have any issues it was resolved very quickly Reviewed on: 10th May 2026

Very easy to use

Good 0% offers. Very easy to use now the credit/debit card option plus Apple Pay Reviewed on: 10th May 2026

Payment easy to use

Using PayPal is easy to use and if anything is wrong they are helpful when something doesn't look right in payments. Reviewed on: 10th May 2026

Very efficient

Very efficient and convenient to use especially with split payment sceem with zero percent interest rate Reviewed on: 10th May 2026

Easy to set up clear payments and dates from the sta...

Easy to set up clear payments and dates from the start Great item to use Reviewed on: 10th May 2026

Very convenient easy to use for everyone

Very convenient easy to use for everyone Reviewed on: 10th May 2026

Safe, easy, reliable

PayPal credit is safe, easy to use & reliable. No issues or problems to date. Reviewed on: 10th May 2026

PayPal a godsend.

Really easy to understand and manage the app. Payments out and in are effortless plus help is there if you need it. Reviewed on: 10th May 2026

I have found PayPal a great safe way to pay

I have found PayPal a great safe way to pay Reviewed on: 10th May 2026

I love using pay pal, easy to set up, easy to use an...

I love using pay pal, easy to set up, easy to use and keeps me updated Reviewed on: 10th May 2026

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