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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,324 reviews, last reviewed 11th May 2026
2468150% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Were helpful in helping me manage my account Were helpful in helping me manage my account Reviewed on: 11th May 2026
Debbie E's avatar
Debbie E

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104324)

Smart efficient service

5
Easy to work with and all information required is accessible Reviewed on: 13th April 2026
Emma's avatar
Emma

Excellent company great customer service

5
Excellent company great customer service Reviewed on: 13th April 2026
Tony H's avatar
Tony H

always happy to help, easy to use the wallet is easy...

4
always happy to help, easy to use the wallet is easy to understand up dated regularly Reviewed on: 13th April 2026
tina t's avatar
tina t

I like to put purchases over £100 on paypal credit a...

4
I like to put purchases over £100 on paypal credit and then pay off in full. PP Credit allows me to do this over 4 months interest free which I like. Reviewed on: 13th April 2026
Emma Hawes's avatar
Emma Hawes

Go to payment option

5
Cash back is excellent, very easy to use app. Customer service was great at resolving an issue i had quickly. Reviewed on: 13th April 2026
Angie 's avatar
Angie

It fantastic to have to help you pay for things and...

5
It fantastic to have to help you pay for things and only to pay small amount each month Reviewed on: 13th April 2026
Rach's avatar
Rach

Thank you!

5
Over time, PayPal has built my trust in this system. Any problem I encountered was resolved. Reviewed on: 13th April 2026
Daniel R's avatar
Daniel R

It really is my financial Pal..

5
In all the times I have used PayPal over the years I have never had any issues with it and it is simple and easy to use with good options that allow you to manage your spending easily and sensibly. A really good financial tool Reviewed on: 13th April 2026
Russel G's avatar
Russel G

Top tier never had any issues.

5
Top tier never had any issues. All my questions were answered promptly Reviewed on: 13th April 2026
Lina's avatar
Lina

Easy to use.

5
Easy to use. Handy to have available for those unexpected expenses Reviewed on: 13th April 2026
Kate Oldroyd 's avatar
Kate Oldroyd

Review PayPal: PayPal Credit now

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