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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104432 reviews)

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4.90

Based on 104,432 reviews, last reviewed 11th May 2026

2473000% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, safe and great service! Always found PayPal easy to use, safe, value for money, and supported by a good customer service team. Reviewed on: 11th May 2026

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104432)

Excellent facility, use it for all my purchases!

Always use it, excellent way to manage my money! 4 months interest free period is extremely useful. Use PayPal credit as a convenient and cost effective way to manage my money. Reviewed on: 13th April 2026

Spot on, I love it everything about it.

Spot on, I love it everything about it. It's very trustworthy provider Reviewed on: 13th April 2026

Great product, excellent customer service too.

PayPal Credit has been a great product for me. I can easily cut larger payments into smaller monthly amounts. The automatic direct debit feature helps me stay on track and is easy to change. My only point of improvement would be to speed up the payment processing between PayPal and my bank; it is always taken as a direct debit, so even if I pay extra I have to wait 3-8 days for the payment to process and I'd rather not have the money hanging around my account when I should go straight to paying my PayPal credit balance. Any time I've needed to call the customer service team, they've solved my issue quickly and have always been very friendly. Reviewed on: 13th April 2026

Superb Support

Yes…it’s been great. Everything is good. Reviewed on: 13th April 2026

Spread payments

Excellent for enabling you to spread the cost of your payments 3 Way Which this suits my needs Reviewed on: 13th April 2026

Excellent

Efficient,reliable and easy to use Reviewed on: 13th April 2026

Great availability in purchasing and competitive fees.

Great availability in purchasing and competitive fees. Reviewed on: 13th April 2026

.Mario....

... .................. ......... Reviewed on: 13th April 2026

Their Credit process and options are easy to underst...

Their Credit process and options are easy to understand and very flexible more so than my bank or other finance institutions I have used in the passed. the payment process is smooth and making repayments is easy and only takes a minute. Reviewed on: 13th April 2026

More companies using pay pal as payment..

Pay pal is excellent to use now a lot of company’s except pay pal as payment Reviewed on: 13th April 2026

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