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PayPal: PayPal Credit reviews

4.90
Based on 104,503 reviews, last reviewed 11th May 2026
2476050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy the freedom that PayPal gives me with PayP... I enjoy the freedom that PayPal gives me with PayPal credit. Easy to view and pay. I always recommend to family and friends Reviewed on: 11th May 2026
Alio's avatar
Alio

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104503)

Easy to use and control with choices of using multip...

5
Easy to use and control with choices of using multiple platforms including pay interest free in 3 Reviewed on: 13th April 2026

Good service

5
Been with PayPal actually long enough and never disappoint me Reviewed on: 13th April 2026

I can't fault PayPal in anyway

5
I can't fault PayPal in anyway, it's perfect for managing my finances. Very user friendly. Reviewed on: 13th April 2026

Great experience

5
Very quick and easy and helpful services Reviewed on: 13th April 2026

Easy to use.

5
Easy to use. Got my first credit card with PayPal. And got it setup and ready to use in minutes. Reviewed on: 13th April 2026

Very helpful that PayPal have different options for...

5
Very helpful that PayPal have different options for payment. I am able to use for various retailers Reviewed on: 13th April 2026

Customer services

5
On numerous occasions I have had to ring PayPal and the customer service has been absolutely excellent polite professional how it should be nice to speak to a human being Reviewed on: 13th April 2026

Pay pal is great it’s also so secure you know if som...

5
Pay pal is great it’s also so secure you know if something goes wrong PayPal have got you’re back , also if you are a bit strapped for cash you can use pay in 3 which is great Reviewed on: 13th April 2026

I like paypall very good paypall

5
I like paypall very good paypall Reviewed on: 13th April 2026

Value for money

5
Very easy to use specifically my credit. Really love it. Reviewed on: 13th April 2026

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