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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148112 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148112)

It was so simple to set up and use and the fees are...

It was so simple to set up and use and the fees are very fair compared to using other forms of credit Reviewed on: 10th May 2026

Safe, fast, and globally accepted.

Safe, fast, and globally accepted. Secure checkout and great buyer protection. Still the gold standard. Reviewed on: 10th May 2026

Never had a problem with PayPal always been good for...

Never had a problem with PayPal always been good for me I thank PayPal for always looking out for me thank you again Reviewed on: 10th May 2026

Good app with good serviceswould like to see more be...

Good app with good serviceswould like to see more benefits though Reviewed on: 10th May 2026

Easy excellent service .

Easy excellent service . What’s not to like. Reviewed on: 10th May 2026

From my experience.

I have never had an issue with paypal so I can't comment on the customer service. As far as value for money, I have used pay in three, I was not charged for it so it is good value for money. When the cost of an item is just a little to high to manage in one month it allows me to buy the item without inccuring any charges. Reviewed on: 10th May 2026

Vert handing for speading cost of larger items

Vert handing for speading cost of larger items Reviewed on: 10th May 2026

Always trustworthy and a great, secure way to pay.

Always trustworthy and a great, secure way to pay. Good communication and contact. The ways to pay are really useful such as pay in 3 or credit and knowing you have them as security to back you up is fantastic. Reviewed on: 10th May 2026

Easy to use and helped me so much

Easy to use and helped me so much Reviewed on: 10th May 2026

Excellent customer services.

Excellent customer services. Nothing is too much trouble Reviewed on: 10th May 2026

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