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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170497)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service and good value for money

5
Excellent service and good value for money Reviewed on: 7th July 2026

Quick and efficient service.

5
Quick and efficient service. Never had an issue with any of the products. Reviewed on: 7th July 2026

Iv used paypal credit several times and it helps spr...

5
Iv used paypal credit several times and it helps spread the cost. I always use it when there's a deal like interest free. Reviewed on: 7th July 2026

Excellent service

5
Excellent service nothing is a problem for PayPal also fast acting when you do have any queries. Reviewed on: 7th July 2026

4 months interest free credit on purchases is handy

3
4 months interest free credit on purchases is handy Reviewed on: 7th July 2026

Very efficient, excellent customer service and great...

5
Very efficient, excellent customer service and great flexible offers. Reviewed on: 7th July 2026

PayPal offer a good all round service

5
PayPal offer a good all round service Reviewed on: 7th July 2026

Easy to use with pay in 3 and widespread utilisation...

5
Easy to use with pay in 3 and widespread utilisation across different retailers Reviewed on: 7th July 2026

So far so good.

5
So far so good. I do not spend hours pondering about services, unless I'm not satisfied and this isn't the case so far. Reviewed on: 7th July 2026

Customer service are great.

5
Customer service are great. The agent tried to resolve the issue unfortunately it didn't happened. Reviewed on: 7th July 2026

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