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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148289 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148289)

Great service

Always found PayPal credit good and always feel safe when using it Reviewed on: 10th May 2026

Brilliant service

I have always used PayPal and it has been a brilliant experience helping me workout my payments and providing help when needed Reviewed on: 10th May 2026

easy to use online and no card needed

easy to use online and no card needed Reviewed on: 10th May 2026

Have used PayPal for years it’s excellent

Have used PayPal for years and more recently PayPal credit. Great customer service and secure payments. Reviewed on: 10th May 2026

Simply love PayPal I use the debit card, credit card...

Simply love PayPal I use the debit card, credit card Pay in 3 everything and it just works Reviewed on: 10th May 2026

Good, very good.

Good, very good. I have nothing more to say. Reviewed on: 10th May 2026

The pay in 3 facility enable purchases that wouldn't...

The pay in 3 facility enable purchases that wouldn't be possible. Also when i had a fraudulent supplier pay pal got my money back with no problems Reviewed on: 10th May 2026

Positive outcome...

Very good all over but struggling to do monthly payments without setting up a direct debit Reviewed on: 10th May 2026

PayPal is great, I love being able to buy now and pa...

PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026

Fantastic Setup

Being using PapPal for many years always had a great experience with them such a flexible set-up making different types of money payments transfers so easy Reviewed on: 10th May 2026

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