Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104722 reviews)

View other PayPal products

4.90

Based on 104,722 reviews, last reviewed 12th May 2026

2486250% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have so far had a good experience I have so far had a good experience Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (104722)

Easy to use, quick and convenient.

Easy to use, quick and convenient. The simple design makes it easy to navigate the app. The Delivery Tracking is convenient to have on the app alongside the payment plans. Seeing the monthly payments all in one place makes it easier to handle money. Reviewed on: 13th April 2026

I always use PayPal for all my on line purchases whe...

I always use PayPal for all my on line purchases wherever possible as I feel protected Reviewed on: 13th April 2026

My credit score went down but I never been behind wi...

My credit score went down but I never been behind with the payments and I lost pay in 3 option which is not fair Reviewed on: 13th April 2026

I’ve been working with PayPal for about seven years...

I’ve been working with PayPal for about seven years and I’m satisfied with that Reviewed on: 13th April 2026

Seamless and elegant experience.

Seamless and elegant experience. No fuss regarding payment. Reviewed on: 13th April 2026

Poor customer suport , can’t straight away solve iss...

Poor customer suport , can’t straight away solve issues, takes too long to speak to someone and they are not properly trained to deal with all issues Reviewed on: 13th April 2026

It was easy to understand the process.

It was easy to understand the process. The application process is good with no much hassle Reviewed on: 13th April 2026

Application process was very easy.

Application process was very easy. Their fees are very manageable. I’ve had no issues with this service. Reviewed on: 13th April 2026

Great service

I have used PayPal for many years .I have never had a problem using PayPal Reviewed on: 13th April 2026

Great to get money back by shopping normally.

Great to get money back by shopping normally. Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49596 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub