Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105155 reviews)

View other PayPal products

4.90

Based on 105,155 reviews, last reviewed 12th May 2026

2506100% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I could not live without PayPal credit I could not live without PayPal credit Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (105155)

Great & easy to use as well as a very safe reliable...

Great & easy to use as well as a very safe reliable payment method. Reviewed on: 13th April 2026

Positive experience using P...

So far I’ve had a really positive experience using PayPal. Making and receiving payments have been seamless. Reviewed on: 13th April 2026

I love paypal good customer service, support and Care

I love paypal good customer service, support and Care Reviewed on: 13th April 2026

PayPal staff are excellent personalities and humans,...

PayPal staff are excellent personalities and humans, when I find it difficult to pay my monthly bill, instead of charging extra, they give me one month to recover. Reviewed on: 13th April 2026

Very good experience and helpful

Very good experience and helpful Reviewed on: 13th April 2026

Go To method of payment Earns more rewards!!

Use of debit cards and earning points and rewards is excellent. Since adding a debit and credit cards I mostly just use PayPal and earning points more points and rewards. Just one feedback is to allow faster payments to pay off credit card balances instead of direct debit. Reviewed on: 13th April 2026

I’m using PayPal for such a long time and would neve...

I’m using PayPal for such a long time and would never stop using it.The best Reviewed on: 13th April 2026

I think paypal is very helpful and useful credit sys...

I think paypal is very helpful and useful credit system Reviewed on: 13th April 2026

Simple to use

Very easy to manage on app and online. And extremely simple to use Reviewed on: 13th April 2026

PayPal have the best payment options,

Having as many payment options available to you as offered here by PayPal is always amazing. I often use their no cost pay in 3 when I can- I get interest in my clearing bank account. I use their pay inn6 months for bigger purchases, it’s great value and their newer option if their Debit card where you can load what you can afford is fabulous, Well Done PayPal. Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49804 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub