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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105114 reviews)

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4.90

Based on 105,114 reviews, last reviewed 12th May 2026

2504200% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using PayPal has been one of the most wonderful expe... Using PayPal has been one of the most wonderful experiences to me Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105114)

Very helpful customer service, Rewards and support.

Very helpful customer service, Rewards and support. Reviewed on: 13th April 2026

Superb app.

Superb app. Really easy to navigate and setup payment. Clear instructions and flawless ux design. Reviewed on: 13th April 2026

Great app, opportunities and deals

Great app, opportunities and deals Reviewed on: 13th April 2026

Great customer service consistently.

Great customer service consistently and my go to option for any payments online or in store. Reviewed on: 13th April 2026

Easy to use great service.

Easy to use great service. Would recommend to anyone Reviewed on: 13th April 2026

Easy to use but can be frustrating at times

I’ve used PayPal Credit for a while and it’s generally convenient for spreading the cost of purchases. The application process was simple, and it integrates smoothly with PayPal checkout. However, customer support can be slow, and resolving issues isn’t always straightforward. Interest rates can also be quite high if you don’t pay things off quickly. Overall, it’s useful for short-term flexibility, but you need to manage it carefully. Reviewed on: 13th April 2026

I have not had a bad experience with PayPal anytime...

I have not had a bad experience with PayPal anytime I have needed assistance i have received the help I need in a timely manner Reviewed on: 13th April 2026

Has been a lifesaver and good fall back when things...

Has been a lifesaver and good fall back when things in life get tough Reviewed on: 13th April 2026

PayPal review

I have always managed to to purchase thing with no problems also the payments are good & secure Reviewed on: 13th April 2026

Longtime customer.

I have been with PayPal for several years now and to date the service has been excellent. Would highly recommend. Reviewed on: 13th April 2026

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