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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,072 reviews, last reviewed 12th May 2026
2502300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay in 3 instalments @ 0% is excellent from PayPal. The pay in 3 instalments @ 0% is excellent from PayPal. Reviewed on: 12th May 2026
david hopper's avatar
david hopper

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105072)

Easy to excellent service use.

5
Easy to use. Never had a problem. Use it all the time. Reviewed on: 13th April 2026
Samantha R's avatar
Samantha R

Comes in handy when needing to spend when it’s neces...

5
Comes in handy when needing to spend when it’s necessary… perfect for spreading the cost. Reviewed on: 13th April 2026
Andy T's avatar
Andy T

PayPal credit is a life saver for urgent purchases

5
I have been a customer for many years, never had any issues. PayPal credit comes very handy to split large purchases and pay over 4 months. Also, very comfortable option to pay in 3 for smaller purchases. Application process is easy to follow and takes seconds to complete. What I really like about payments - it allows to set specific date when to make a payment. Reviewed on: 13th April 2026
Edgars's avatar
Edgars

Can not fault a thing.

5
Can not fault a thing. Very happy with the service and the whole experience when using PayPal Reviewed on: 13th April 2026
Tomas F's avatar
Tomas F

Always there when Ineed credit, The 4 months intrest...

5
Always there when Ineed credit, The 4 months intrest free is exvellent Reviewed on: 13th April 2026
Angela M's avatar
Angela M

They was really good when I was trying to chase up a...

5
They was really good when I was trying to chase up a refund got it in couple of days with paypal Reviewed on: 13th April 2026
Anita w's avatar
Anita w

Excellent service would recommend it

5
Excellent service would recommend it Reviewed on: 13th April 2026
Wayne m's avatar
Wayne m

PayPal is the master of secure shopping.

5
PayPal is secure shopping. It's convenient and has numerous ways to use and access your account. PayPal customer service is efficient effective and very fair Reviewed on: 13th April 2026
JOANNEH47's avatar
JOANNEH47

Overall a great experience using PayPal, very easy t...

5
Overall a great experience using PayPal, very easy to use and peace of mind whenever I use PayPal. Reviewed on: 13th April 2026
Vishnu M's avatar
Vishnu M

Great service and fantastic service

5
Great service and fantastic service Reviewed on: 13th April 2026
Angie G's avatar
Angie G

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