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PayPal: PayPal Credit reviews

4.73
Based on 148,510 reviews, last reviewed 4th Jul 2026
4488100% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026
Patrick S's avatar
Patrick S

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148605)

I’ve had Paypal credit since 2016 and it helped me q...

5
I’ve had Paypal credit since 2016 and it helped me quite a lot for years. I’m very happy with it. I definitely recommend 100%. Reviewed on: 11th May 2026

Fantastic service

5
When I've struggled for money on occasions and needed to buy something paypal credit has been a life saver. It's got me the items I needed, it's all paid off now it was just there to help cover me for a month Reviewed on: 11th May 2026

Very good easy to transfer and get transferred money...

5
Very good easy to transfer and get transferred money and to pay for products. Reviewed on: 11th May 2026

PayPal has been and is reliable and irreplaceable fo...

5
PayPal has been and is reliable and irreplaceable for me. Reviewed on: 11th May 2026

I’m very happy.

5
I’m very happy. My money feels safe Reviewed on: 11th May 2026

Great customer service!

5
Great customer service! Great plan option Reviewed on: 11th May 2026

Superb service, I have really enjoyed using paypal

5
Superb service, I have really enjoyed using paypal Reviewed on: 11th May 2026

They are quick to reply to your query and secure

5
They are quick to reply to your query and secure Reviewed on: 11th May 2026

PayPal account

5
Smooth transaction very reliable very useful love paypal Reviewed on: 11th May 2026

Great experience

5
Great expierience with paypal,no issues at all Reviewed on: 11th May 2026

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