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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148574 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148574)

Love PayPal.

It’s easy to use. Available as a payment option with most retailers the pay in three is a big help with current financial struggles. Excellent customer service when I needed to get a refund d and Debenhams were blatantly ignoring me. Thank you Reviewed on: 10th May 2026

Would highly recommend ..

PayPal is so convenient and easy to use the app Reviewed on: 10th May 2026

Safe and secure to use.

Safe and secure to use. Never had a problem. Always there when needed. I use this for every transaction Reviewed on: 10th May 2026

Paypal is very good for any shopping or purchase buy...

Paypal is very good for any shopping or purchase buying or selling. I am very happy with paypal. Reviewed on: 10th May 2026

Paypal is the best safe quick flexible.

Paypal is the best safe quick flexible. Specially at a time when there is so many online businesses and so many scammers . i always feel safe when Im using paypal. Reviewed on: 10th May 2026

I use paypal

I’ve used PayPal for few yrs now there absolutely fantastic Reviewed on: 10th May 2026

Loving Paypal

I have found the whole app experience very easy to navigate. Everything is clearly set out and very easy to follow I have no problems with it at all.I would definitely recommend PayPal to all my friends and family. The whole experience has been nothing but a pleasant one. Reviewed on: 10th May 2026

I’ve been using PayPal for years now and not once ha...

I’ve been using PayPal for years now and not once has it let me down the staff are so friendly and nice and using PayPal credit has helped in a few sticky situations I don’t know what I would have done without it Reviewed on: 10th May 2026

It’s made payments easier by allowing flexibility fo...

It’s made payments easier by allowing flexibility for 4 months Reviewed on: 10th May 2026

PayPal for retail customers

Been using PayPal for many years, and I use it for various kinds of payments. A lot of providers use PayPal, transfer becomes easy, and gives a sense of ease as well as safety to the retail customers, I would say. As of now, it's been my go-to for B2C finance retail. Reviewed on: 10th May 2026

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