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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105027 reviews)

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4.90

Based on 105,027 reviews, last reviewed 12th May 2026

2500400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service! Always easy to use, offers flexible payment options amd protection when paying companies. App is very user friendly! Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105027)

Delayed balance update

I don't quite like the fact that the balance in my bank account is being updated only several days after the actual payment was done. Reviewed on: 13th April 2026

Favourite credit lender!

Favourite credit lender! PayPal is convenient and easy to use and have excellent customer service. It's widely accepted and just makes finances so much easier! Reviewed on: 13th April 2026

Good value

Found it easy to use and manageable payments Reviewed on: 13th April 2026

Never had any issues with PayPal or PayPal credit, q...

Never had any issues with PayPal or PayPal credit, quick and easy, top class. Reviewed on: 13th April 2026

Mr. Dickson Oruma .

I had my PayPal Credit for a while now and the service been excellent Customer service fantastic no trouble so far Reviewed on: 13th April 2026

PayPal is always there for me !!!

PayPal is always there for me, with options to spread the cost or pay later. What minimise the stress. Reviewed on: 13th April 2026

Easy money movement

Always seamless transactions that are super fast. Knowing your money is safe while sending puts my mind at rest been using 10+ years and still always my go to payment service. Excellent customer support as well. What more do you need? Reviewed on: 13th April 2026

I find PayPal really handy for the special purchases.

I find PayPal really handy for the special purchases. Reviewed on: 13th April 2026

There is no problem with PayPal and I using it very...

There is no problem with PayPal and I using it very often. I found it is easy with good value Reviewed on: 13th April 2026

Pay Pal are best for everyone and everything.

Pay Pal are best for everyone and everything. Help me in all situations. Reviewed on: 13th April 2026

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