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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,978 reviews, last reviewed 12th May 2026
2498050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% interest in 4 months is great! The PayPal credit 0% interest in 4 months is a lifesaver for money! Reviewed on: 12th May 2026
DC's avatar
DC

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104978)

very good services.

5
very good services. I am very happy to using paypal credit. Reviewed on: 13th April 2026
Joy's avatar
Joy

Very smooth experience.

5
Very smooth experience. I feel safe paying money for my online orders through PayPal. Reviewed on: 13th April 2026
Anonymous 's avatar
Anonymous

Service good

5
Is a nice service fast and clean very simple to use Reviewed on: 13th April 2026
Elton k's avatar
Elton k

Credit Where credit is due.

5
Easy safe secure payments options of pay in 3 or 4 months interest free saves all the hassle of card numbers security codes expiry date etc.Also any problems customer service is great easy to deal with and quick solutions. Reviewed on: 13th April 2026
Carl Parker's avatar
Carl Parker

Good very very good

5
Good very very good and slightly harder to find the refund form Reviewed on: 13th April 2026
Branduse 's avatar
Branduse

Great service

4
Had paypal for year, great service and peace of mind, however thr credit card physical still has problems, hopefully they'll sort this out! Reviewed on: 13th April 2026
Anne's avatar
Anne

It’s been a great experience overall

4
It’s been a great experience overall Reviewed on: 13th April 2026
Shally's avatar
Shally

Very handed and easy.

4
Very handed and easy. I do all my shopping by using PayPal credit card. Reviewed on: 13th April 2026
ayesha umm (umm ayesha)'s avatar
ayesha umm (umm ayesha)

Good service and customer care helpful and good w...

5
Good service and customer care helpful and good when you need help. Reviewed on: 13th April 2026
Mariam A's avatar
Mariam A

Never any problems with pay pal ever, used it for ye...

5
Never any problems with pay pal ever, used it for years and accepted in most places too Reviewed on: 13th April 2026
Tina E's avatar
Tina E

Review PayPal: PayPal Credit now

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