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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148500 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148501)

I have always from paypal great .

I have always from paypal great . I even have credit with them. Reviewed on: 10th May 2026

good help

have used PayPal on lots of occasions with no complaints Reviewed on: 10th May 2026

Easy to use

Very easy to use, secure, easy to set up and manage direct debits Reviewed on: 10th May 2026

Easy to use and peace of mind against scammers

Easy to use and peace of mind against scammers Reviewed on: 10th May 2026

Thumbs up!

So far, I’ve not encountered any problem. Pay in 3 or over a period of time has made it easier to purchase things! Reviewed on: 10th May 2026

Never had an issue, always prompt

Never had an issue, always prompt Reviewed on: 10th May 2026

Super convenient and easy to manage

I’ve had a really positive experience using PayPal Credit. It’s made larger purchases much more manageable with the flexible payment options and promotional offers. The application process was straightforward, checkout is quick, and everything is easy to track through the app. I especially like how convenient it is when shopping online, as PayPal is accepted on so many websites. Payments are simple to make, statements are clear, and I’ve found the whole service reliable and user friendly. Overall, it’s been a great tool for helping me spread costs when needed while staying in control of my finances. Reviewed on: 10th May 2026

Was easy to use, simple to pay off.

Was easy to use, simple to pay off. Reviewed on: 10th May 2026

Ease of payment - no hassle.

Ease of payment - no hassle. It allows you take the element of having to pay in full at point of purchase. Reviewed on: 10th May 2026

I love the easy checkout and the PayPal app especial...

I love the easy checkout and the PayPal app especially for managing my credit Reviewed on: 10th May 2026

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