Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104870)

Easy to use and always bring new features .

5
Easy to use and always bring new features . Love the card for the PayPal credit Reviewed on: 13th April 2026
Ioan M's avatar
Ioan M

buying online

5
Excellent to see credit card features Reviewed on: 13th April 2026
Mohamad A's avatar
Mohamad A

Easy payment option

5
Easy and secure payment option. Notification on each transaction is very helpful Reviewed on: 13th April 2026
Simi's avatar
Simi

Fast and easy, great customer service great offers,...

5
Fast and easy, great customer service great offers, great credit card rates Reviewed on: 13th April 2026
David t's avatar
David t

Always had a good experience , used for many years n...

5
Always had a good experience , used for many years never had a problem Reviewed on: 13th April 2026
Clive A's avatar
Clive A

The best

5
Great company to deal with -user friendly Reviewed on: 13th April 2026
Simon T's avatar
Simon T

Brilliant service and I would highly recommend.

5
Brilliant service and I would highly recommend. Reviewed on: 13th April 2026
Dave J's avatar
Dave J

very safe payment method, easy to use

5
It is a very safe payment method. Easy to understand and to use, also accepted basically everywhere. Specially on these days about some risks on the internet, having a tools like PayPal can save you from fraudulent risks. Reviewed on: 13th April 2026
Fabio C's avatar
Fabio C

Great service, very useful and the interest free len...

5
Great service, very useful and the interest free lending is helpful Reviewed on: 13th April 2026
Marc Keenan's avatar
Marc Keenan

Customer support isn't as good as it used to be and...

4
Customer support isn't as good as it used to be and very hard to try and initiate Reviewed on: 13th April 2026
Ryan's avatar
Ryan

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill