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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148448 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148449)

I have tried to pay online and my payment was declin...

I have tried to pay online and my payment was declined due to my fault but they reverted me in next 1 hour Reviewed on: 10th May 2026

I find Paypal very trustworthy

I find Paypal very trustworthy & I like the different credit / repayment options Reviewed on: 10th May 2026

PayPal is a great way to pay for holidays to spread...

PayPal is a great way to pay for holidays to spread the cost to get more time to pay Reviewed on: 10th May 2026

What’s not to love about pay pal

It’s safe and easy to use, the app makes it simple to manage and it’s accepted just about everywhere Reviewed on: 10th May 2026

i love this way to pay and collect money , paypalis...

i love this way to pay and collect money , paypalis the best Reviewed on: 10th May 2026

Secure and easy to use , especially for transferring...

Secure and easy to use , especially for transferring minting different currencies Reviewed on: 10th May 2026

I feel reassured paying with PayPal

I feel reassured paying with PayPal Reviewed on: 10th May 2026

Very easy to use app.

Very easy to use app. Excellent customer service Reviewed on: 10th May 2026

Just a brilliant service.

Just a brilliant service. So safe to use Reviewed on: 10th May 2026

Great servise by E-bay staff

Have never had any real problem,if i have had a problem it has been resolved by the E-bay team. Reviewed on: 10th May 2026

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