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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

Very good service, Would recommend, easy use website...

Very good service, Would recommend, easy use website and handy extras are easy to access Reviewed on: 10th May 2026

The system sometimes is lagging, Had a direct debit...

The system sometimes is lagging, Had a direct debit and did not pay directly and cancelled my pay. Reviewed on: 10th May 2026

Continent and safe credit, love the pay in 3 and 12...

Continent and safe credit, love the pay in 3 and 12 month 0% offer Reviewed on: 10th May 2026

Paypal credit has always been great.

Paypal credit has always been great. The figures are always clear and making payments or paying off early are made easy to do. Reviewed on: 10th May 2026

Easy to use and great for being a student

Easy to use and great for being a student Reviewed on: 10th May 2026

PayPal has been without doubt always fair if dispute...

PayPal has been without doubt always fair if disputes have been raised. Reviewed on: 10th May 2026

Very straightforward process.

Very straightforward process. I got confirmed easily Reviewed on: 10th May 2026

0% interest offer is great.

Really like the 0% interest for 4 months when spending over £100. Also liking the virtual card. Reviewed on: 10th May 2026

I have used PayPal over 10?

I have used PayPal over 10?years. I have confidence in it as they have resolved a few issues for me including my account being Spammed and guided me through the process. Reviewed on: 10th May 2026

Real Happy about this opportunity

Real Happy about this opportunity Reviewed on: 10th May 2026

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