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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104778)

What a fantastic purchase platform PayPal has become.

5
What a fantastic purchase platform PayPal has become. Debit Card, PayPal Credit and Pay in Three.. to manage your daily purchases in one plus AND you earn points! Simply Fantastic Reviewed on: 13th April 2026
Chris Challinor 's avatar
Chris Challinor

Great reward scheme and easy to use app

5
Great reward scheme and easy to use app Reviewed on: 13th April 2026
Aaron Duffill's avatar
Aaron Duffill

Excellent service

5
Fantastic service which is easy to use and manage Reviewed on: 13th April 2026
Gareth W's avatar
Gareth W

PayPal makes my life so much easier

5
PayPal has been excellent for me, I love the interest free payment on larger orders. I have recently had 2 bad purchases one was destroyed during shipping, the other was of really bad quality. Both sales refunded by PayPal no problem. The absolute best in my eyes. Reviewed on: 13th April 2026
Moe Baker's avatar
Moe Baker

App is easy to use enjoy collecting the points

5
App is easy to use enjoy collecting the points Reviewed on: 13th April 2026
Matt R's avatar
Matt R

The right option exactly when you need it!

5
The right option exactly when you need it! Can get you out of financial trouble without having to give up essential things or why not, also to treat yourself. Reviewed on: 13th April 2026
Gennaro A's avatar
Gennaro A

Easy and quick

5
Easy and quick. No hassle. Great that you don't have to worry about missing a payment with the direct debit. Reviewed on: 13th April 2026
Sally J's avatar
Sally J

Everything is good and perfect.

5
Everything is good and perfect. I like it Reviewed on: 13th April 2026
Mostafa 's avatar
Mostafa

Really easy to use, great options to pay for things,...

5
Really easy to use, great options to pay for things, the pay in 3 is a Brillant idea. Reviewed on: 13th April 2026
Bully's avatar
Bully

Ease of use

5
All has been straightforward to use and I am getting an excellent deal Reviewed on: 13th April 2026
Kamran's avatar
Kamran

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