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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105178 reviews)

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4.90

Based on 105,178 reviews, last reviewed 12th May 2026

2507050% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Responsible Lender Any problems sorted out quickly and efficiently. Good choice of purchase options and easy to talk to someone if unsure about anything. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105178)

Just takes to long from payment to coming out off yo...

Just takes to long from payment to coming out off your bank account Reviewed on: 13th April 2026

Happy costumer

Happy costumer ower 10 years. And used often this service Reviewed on: 13th April 2026

Great customers service

I had a issue with a direct debit rang them fixed right away no drama Reviewed on: 13th April 2026

Paypal feels like you’re in control

PayPal credit is an excellent way of spreading the cost of items over four months without having to use a credit card and accrue interest. PayPal makes sure you’re happy with your credit limit and you have to agree to any raises which makes them feel responsible. Payment is easy through either direct debit or one off payments so it’s easy to feel in control of your finances. Security about purchases is also a significant factor Reviewed on: 13th April 2026

Saved me from a financial crisis

Saved me from a financial crisis Reviewed on: 13th April 2026

PayPal credit was an amazing idea!

PayPal credit was an amazing idea! Even if the certain retailers or websites don't accept PayPal you can still pay using your credit card! As it's master card! I've been able to but a new fridge freezer from a company which didn't offer credit or PayPal. Well haha in your face, I used both!!! Reviewed on: 13th April 2026

Great customer service, always helpful, easy to navi...

Great customer service, always helpful, easy to navigate portal Reviewed on: 13th April 2026

I’ve used Pay pal for years and any problems they so...

I’ve used Pay pal for years and any problems they sort it straight away Reviewed on: 13th April 2026

Amazing , top draw mcgraw, super

Amazing , top draw mcgraw, super Reviewed on: 13th April 2026

Easy, accessible and handy

While using an app, everything is in one place. It is clear and easy to access. PayPal credit comes handy when you need to borrow for a short time and you want to manage your payments. Loyality program is great and I already earned some pennies to spend! Reviewed on: 13th April 2026

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