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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148692 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148692)

Excellent experience all round and feel safe using h...

Excellent experience all round and feel safe using have refused to buy from companies that don’t have PayPal as an option Reviewed on: 11th May 2026

Best finance provider!

Using PayPal Credit has been a really positive experience for me. The application process was quick and straightforward, and I appreciated how easy it was to manage my payments through the PayPal app. Having the flexibility to spread out payments made larger purchases much more manageable, and the promotional financing options were especially helpful. Overall, it’s been a convenient and reliable way to shop online with added peace of mind. Reviewed on: 11th May 2026

Very good experience.

Very good experience. Especially with the credit card. Reviewed on: 11th May 2026

Great for secure online transactions.

Great for secure online transactions. Credit can be payed in full, 3 ways or buy now, pay later which is great to spread the cost. Also offers interest free sometimes which is brilliant. Reviewed on: 11th May 2026

I am happy with it.

I am happy with it. Very good service. Reviewed on: 11th May 2026

PayPal has helped me in many different ways.

PayPal has helped me in many different ways. And whenever I have needed help they have always helped resolve it very quickly Reviewed on: 11th May 2026

Good so far.

Good so far. Utilised PayPal credit to help build my credit score. Reviewed on: 11th May 2026

Making Payments Simple with PayPal

Simple. Fast. Secure.PayPal makes sending and receiving money effortless, giving you a smooth and stress-free way to pay anytime, anywhere.. PayPal keeps life moving with ease and convenience at your fingertips. Reviewed on: 11th May 2026

Smart way to transfer money or purchase anything.

Smart way to transfer money or purchase anything. Easy and simple. It is quite secured as well. Reviewed on: 11th May 2026

Flawless

Never ran into a single issue at all. Flawless service. Reviewed on: 11th May 2026

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