Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148723 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148723)

PayPal are great!

PayPal have been great with giving me options to pay for items over time and customer service has always been helpful when I’ve called. They are always friendly and solve my issues quickly. Reviewed on: 11th May 2026

Never disappoints....

Never disappoints have been using PayPal since it launched very trusted. Reviewed on: 11th May 2026

Usage Due to High Interest Rates

The interest rate is quite high, so I chose neutral because I am not using it as much due to this factor. Reviewed on: 11th May 2026

Fabulous service with no hold up or any issues with...

Fabulous service with no hold up or any issues with the customer services very professional and prompt. Reviewed on: 11th May 2026

My experience with paypal is excellent, and helpful,...

My experience with paypal is excellent, and helpful, I really recommend it. Reviewed on: 11th May 2026

Very easy to use & I always find it customer service...

Very easy to use & I always find it customer service team very helpful Reviewed on: 11th May 2026

PayPal is brilliant.

PayPal is brilliant. Ten app is so organised and easy to use. Everything beautifully written and designed. Reviewed on: 11th May 2026

My friend PayPal

PayPal is very easy to use buying things in all different ways. Reviewed on: 11th May 2026

PayPal, put a smile on purchasing.

Ive always used PayPal for online payment, its safe and secure and trouble free time after time. And when ive had issues with my purchase its been quickly sorted with PayPal help. Thank you Paypal Reviewed on: 11th May 2026

.Pro and Con of PayPal

Positive is that it is easy to use whilst easy to track how much is owed. The negative is that statements don’t show how much interest is applied each month, just the new balance. It would be nice to see this. However I use PayPal as a security shield for most of my online payments. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79714 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub