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PayPal: PayPal Credit reviews

4.73
Based on 148,510 reviews, last reviewed 4th Jul 2026
4488100% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026
Patrick S's avatar
Patrick S

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148746)

AlFlynn26

5
Quick and Easy to set up. No hassle and easy repayments Reviewed on: 11th May 2026

When using PayPal, everything feels easy.

5
When using PayPal, everything feels easy. From being able to pay in 3, to having the credit option available. I can find either way to help pay off those bigger purchases, which helps my pockets a little more. Reviewed on: 11th May 2026

It makes my life so easy that I use for everything P...

5
It makes my life so easy that I use for everything PayPal. Reviewed on: 11th May 2026

good,very good.

5
good,very good............good.................. Reviewed on: 11th May 2026

PayPal is a very good way of paying for goods and se...

5
PayPal is a very good way of paying for goods and services Reviewed on: 11th May 2026

Using it for 10 years and I’m very happy

5
Using it for 10 years and I’m very happy Reviewed on: 11th May 2026

Easy and quick to use.

5
Easy and quick to use. If you pay back the money on time no interest charges. Reviewed on: 11th May 2026

Wonderful company would highly recommend

5
Wonderful company would highly recommend Reviewed on: 11th May 2026

I used PayPal with my brother account.

5
I used PayPal with my brother account. It is amazing and now I want to create my own account. Reviewed on: 11th May 2026

Very helpful and manageable available when needed

5
Very helpful and manageable available when needed Reviewed on: 11th May 2026

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