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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105253 reviews)

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4.90

Based on 105,253 reviews, last reviewed 12th May 2026

2510650% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy to use service Quick and easy to use service. Easy to follow instructions given when needed, trusted brand and satisfied customer. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105253)

I use it often and think the fees are acceptable...

I use it often and think the fees are acceptable Reviewed on: 13th April 2026

Paypal customer service

When I had to get in touch with the customer service they were very helpful. PayPal application is very user friendly, no issues at all. Reviewed on: 13th April 2026

Best way to shop, quick and convenient and now even...

Best way to shop, quick and convenient and now even better with physical cards. Reviewed on: 13th April 2026

Paypal credit is the best facikty one can have....

Paypal credit is the best and only facility one can have. Where you don’t have to pay any interest till 4 months. Reviewed on: 13th April 2026

Good Experience

Good Experience so far. PayPal pay later option is good for flexibility with no interest. Simple and easy process. Though sometimes the payment processing or approval can take some time. Reviewed on: 13th April 2026

Paypal is very Exelent service,and quick service

Paypal is very Exelent service,and quick service Reviewed on: 13th April 2026

Great experience would recommend

Great experience would recommend Reviewed on: 13th April 2026

Easy and Great app.

Easy and Great app. Very useful and Great value. Reviewed on: 13th April 2026

Simple, secure and reliable service with PayPal

I’ve had a great experience using PayPal. It’s quick, secure, and very easy to use for sending and receiving money or making online purchases. I especially like the added security and how widely accepted it is across different websites. Overall, it’s a reliable and convenient payment platform that I’d definitely recommend. Reviewed on: 13th April 2026

It's a user friendly application.

It's a user friendly application. With lots of benefits for customers. Reviewed on: 13th April 2026

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