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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178654 reviews)

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4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178659)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have always had good and easy experience with PayPal...

Have always had good and easy experience with PayPal recommend Reviewed on: 10th July 2026

Great interest free plans .

Easy way to make payments without interest. Quick and simple way for me to spread the cost of more expensive products. This is my first choice when budgeting for those unexpected purchases after breakdowns etc or for something I have wanted for a while. Reviewed on: 10th July 2026

It was good.

It was good. They helped when I needed it. But they badger if you miss a payment. Reviewed on: 10th July 2026

PayPal is an excellent way of spending and spreading...

PayPal is an excellent way of spending and spreading the cost across for unexpected payments Reviewed on: 10th July 2026

Happy customer

All my transactions using PayPal has been seamless and my recent PayPal credit approval really eased things for me. It was quick and beyond expectation. Reviewed on: 10th July 2026

I feel confident using PayPal to protect my purchases

I have been using PayPal since 2006 and I have counted with their support favouring to my side every time I have had issues with transactions (very few). Reviewed on: 10th July 2026

easy to use and simple to understand

easy to use and simple to understand Reviewed on: 10th July 2026

A great way to spread the cost of big purchases

PayPal Credit made it possible for me to buy everything my boys wanted for their birthdays without the stress of paying for it all at once. Being able to spread the cost into affordable monthly payments made a huge difference and really helped me manage my budget. The application was simple, and I've had a great experience using it. Reviewed on: 10th July 2026

Direct Debit Not Auto Set-Up

I bought something with PayPal credit and it didn't set up a direct debit automatically. I assumed it had like any other type of credit I've ever used but found out it had to be manually set up by myself after I got a letter saying I'd missed a Payment.. Reviewed on: 10th July 2026

My time with PayPal

In the past, there have been times where PayPal have been a bridge in terms of providing cover for me to spread costs of holidays and gifts for my peers and family. This has been fantastic for my wellbeing Reviewed on: 10th July 2026

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