Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,479 reviews, last reviewed 13th May 2026
2521300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal has been a smooth and secure experience... Using PayPal has been a smooth and secure experience for me. Transactions are quick, and the platform is very easy to use. I especially like the buyer... Read more Reviewed on: 13th May 2026
Abid H's avatar
Abid H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105479)

Good way of making items affordable

5
Good way of making items affordable Reviewed on: 13th April 2026

I have a very good experience with paypal, specially...

4
I have a very good experience with paypal, specially I liked the pay in 4 months. Reviewed on: 13th April 2026

Perfect each time.

5
Perfect each time. good rates and easy to work out payments each month. Reviewed on: 13th April 2026

Great finance credit cart PayPal Credit

5
Great finance credit cart PayPal Credit Reviewed on: 13th April 2026

PayPal is a excellent service.

5
PayPal is a excellent service. Easy to pay with Reviewed on: 13th April 2026

Paypal Credit

5
Great for helping out with anything u may need & i've not had a bad experience just the Interest rates can be quite high once added if balance is not cleared after certain time making it harder for it to clear. . Reviewed on: 13th April 2026

Been with PayPal for years with no issues at all.

5
Been with PayPal for years with no issues at all. Reviewed on: 13th April 2026

Always helpful.

5
Always helpful. Easy to navigate in app Reviewed on: 13th April 2026

Excellent

5
I’ve been using PayPal for a while, and it’s solid. The user-friendly interface makes sending and receiving money easy, and many stores accept it, which I love. Reviewed on: 13th April 2026

Never had an issue with PayPal.

5
Never had an issue with PayPal. Always an easy experience and great at refunding if there are issues. Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49971 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products