Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148928)

Good to have of you are ever low on funds...

Good to have of you are ever low on funds Reviewed on: 11th May 2026

My experience is for paypal to believe in me to give...

My experience is for paypal to believe in me to give me credit, which am enjoying on now Reviewed on: 11th May 2026

Always use PayPal great experience never any bother

Always use PayPal great experience never any bother Reviewed on: 11th May 2026

I use PayPal for everything, so convenient and earni...

I use PayPal for everything, so convenient and earning points on top just makes it so much better. Reviewed on: 11th May 2026

Great way to pay things off in instalments.

Great way to pay things off in instalments. Reviewed on: 11th May 2026

I really enjoy PayPal and also i relying on pay in 3...

I really enjoy PayPal and also i relying on pay in 3 method payment which I found it great Reviewed on: 11th May 2026

PayPal review

Nothing at the moment. It is too early for me to think about something Reviewed on: 11th May 2026

Perfect for busy people like me.

Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

It’s safer and helps with spreading your payment.

It’s safer and helps with spreading your payment. Reviewed on: 11th May 2026

PayPal is great credit company

Paypal is here when I struggle with money. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79823 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub