Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148988)

Good customer service and provides for my needs!

Good customer service and provides for my needs! Reviewed on: 11th May 2026

easy to access credit

It was extremely easy to access credit, and the repayment plan is very convenient. All in black and white Reviewed on: 11th May 2026

I love PayPal

Had nothing but a good experience using PayPal would highly recommend Reviewed on: 11th May 2026

I’ve always been happy with my experience with PayPa...

I’ve always been happy with my experience with PayPal credit and gives me flexibility to purchase items I need and pay over time and I’m thankful for the notification of when balance is due have recommended to many of my family and friends and they use and love it to Reviewed on: 11th May 2026

Always safe and reliable.

Always safe and reliable. A trustworthy service. Reviewed on: 11th May 2026

I love to work with PayPal

I love to work with PayPal Very helpful. Always there for me! I will definitely recommend you to all my family, friends and colleagues Reviewed on: 11th May 2026

Excellent service to have, very easy to use

Excellent service to have, very easy to use Reviewed on: 11th May 2026

Had problems with my fold 7 £100 off voucher when I...

Had problems with my fold 7 £100 off voucher when I purchased it Reviewed on: 11th May 2026

I have used paypal pay in 3 and paypal credit and bo...

I have used paypal pay in 3 and paypal credit and both are easy to use and you can track how much you owe and payment is so easy would recomend to anyone Reviewed on: 11th May 2026

Great easy credit option for all your purchases

This credit is easy to apply for and easy to manage. Great for online purchases and handy to have when you need a little more flexibility with your payments. I have found this really useful and a great service Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79841 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub