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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

I think it's a great way to make purchases without d...

I think it's a great way to make purchases without depleting cash. It is straight forward and offers fantastic protection for online purchases. It is easier to interact with PayPal than high Street banks. Reviewed on: 11th May 2026

Great customer service.

Great customer service. When I accidentally purchased through a scam website, PayPal refunded me and made the situation less stressful and looked after me. Reviewed on: 11th May 2026

Service with paypal

No issues, smooth experience every time Reviewed on: 11th May 2026

Convenient

Easy to get approved with chance to get 0 interest if u pay back by a certain date. Convenient to use on most platforms. Easy to pay back and have visibility over how much you sre spending so dont get carried away Reviewed on: 11th May 2026

Worth a try, at least once

I was sceptical about short-term PayPal credit at first, but giving it a go once was a pleasant surprise. I don’t use it all the time, but when needed, why not? It’s handy, straightforward, and can actually help with budgeting your spending. Reviewed on: 11th May 2026

Help in a difficult situation

PayPal helped me get a full refund and most of my postage costs when I was being scammed by someone in China. Reviewed on: 11th May 2026

I’ve had an issue with a seller and its courier and...

I’ve had an issue with a seller and its courier and PayPal help me to get my money back. It’s been a very stressful process for me due to the seller’s lack of initiative ti resolve the issue but thankfully PayPal helped me out. Reviewed on: 11th May 2026

Great service

Great service. Highly recommended. Good interest rates Reviewed on: 11th May 2026

No hassle or drama applying for PayPal credit card.

No hassle or drama applying for PayPal credit card. Very happy. Reviewed on: 11th May 2026

I enjoy the ease of use and customer service

I enjoy the ease of use and customer service Reviewed on: 11th May 2026

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