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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149100)

Was very easy to purchase electronics through PayPal...

5
Was very easy to purchase electronics through PayPal credit Reviewed on: 11th May 2026

PayPal credit is great

4
PayPal credit is great and easy to use I just wish the statements were easier to understand and could see live transactions like a bank would do Reviewed on: 11th May 2026

Easy peasy paypal

5
Always feel safe using PayPal payments Reviewed on: 11th May 2026

Very useful in many different payment situations.

5
Very useful in many different payment situations. Pay In 3 is very good. Reviewed on: 11th May 2026

So useful and easy to use.

5
So useful and easy to use. I feel safe using this method of payment Reviewed on: 11th May 2026

PayPal credit great for spreading the cost would def...

5
PayPal credit great for spreading the cost would definitely recommend. Reviewed on: 11th May 2026

Easy to use and definitely trustworthy. I use the...

5
Easy to use and definitely trustworthy I use the pay in 3 for every large purchase Reviewed on: 11th May 2026

Would definitely recommend

5
Brilliant service and helps to spread the cost which in today's economic situation is very helpful. Reviewed on: 11th May 2026

paypal credit is very convinient so you can spread t...

5
paypal credit is very convinient so you can spread the costs Reviewed on: 11th May 2026

Easy to use , always sort my problems if I...

5
Easy to use , always sort my problems if I got Reviewed on: 11th May 2026

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